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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78152 reviews)

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4.90

Based on 78,152 reviews, last reviewed 20th Apr 2026

2522300% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Not terrible, but could definitely be better I’ve used PayPal Credit for a while now and it’s been okay overall, but it’s not without its issues. It’s convenient having the option there, especial... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78152)

1000%reliable

It as an amazing experience as no hidden costs and pretty reasonable to use. I've been loving it. And looking forward to ues much more in future Reviewed on: 13th June 2022

App great,ease of use

Convenient and safe way to purchase… Reviewed on: 13th June 2022

The safest online way to shop

PayPal has always been my goto preferred payment method when shopping online, and PayPal credit has made it even easier. From spreading payments over a set period to interest-free offers, it really is the best way to shop. Reviewed on: 13th June 2022

Life-saver! Outstanding company with your excellent customer service

I’m not sure how much I owe in my life to PayPal credit. It has allowed me to do so many things that I wouldn’t have been able to without it. The 0% interest makes it a financially sensible and affordable option for millions. Reviewed on: 13th June 2022

Easy to use and understanding

I have been using PayPal for many years and I Found it very very easy and understanding i am using it to pay all my online payment it’s much better , highly recommended. Reviewed on: 13th June 2022

Ease of Use and great communication

This is a great product backed up by amazing customer service. Reviewed on: 13th June 2022

easy and simple

I love using paypal credit because of the charges (if any!!!) are transparent and the Paypal app is very user friendly! Reviewed on: 13th June 2022

Easy and straight forward to us

Always use and their is little hassle with it and I find a secure way to work with. Reviewed on: 13th June 2022

Ease of use

It is so beautiful easy to use and pay for items quickly. Makes shopping so much easier Reviewed on: 13th June 2022

Easy to use

It's great to get 4 months free credit with purchases over £100, most websites use PayPal so it makes it easy to use. Reviewed on: 13th June 2022

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