Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,359 reviews, last reviewed 9th May 2026
2377700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Could not afford to buy an expensive item at one go. Could not afford to buy an expensive item at one go. Paypal credit makes it possible. Cant complain about the 4 months zero interest. Best idea ever. ... Read more Reviewed on: 9th May 2026
Jefferson K's avatar
Jefferson K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102359)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Security with paypal

5
I feel more secure with paying on line with paypal Reviewed on: 4th May 2026

Great cashback points

5
Great cashback. Much better than anywhere else I tried Reviewed on: 4th May 2026

Used paypal for few years now very satisfied

5
Used paypal for few years now very satisfied Reviewed on: 4th May 2026

Fast, Secure, and Easy to Use

5
I’ve had a really positive experience using PayPal. Payments are quick, secure, and easy to manage, whether I’m shopping online or sending money to friends. The interface is user-friendly, and I appreciate the added layer of buyer protection for peace of mind. Overall, it’s a reliable service that I trust and use regularly. Reviewed on: 4th May 2026

The system for immediate payment is very easy.

5
The system for immediate payment is very easy. The facility to spread larger payments over three periods without interest is so helpful for purchasing larger items, and the credit service was easy to join, a good interest rate, which I have not had to use because of the helpful pay Witham certain time no interest is applied. Great service. Reviewed on: 4th May 2026

Great experience , no issues, would recommend

5
Great experience , no issues, would recommend Reviewed on: 4th May 2026

Easy to use, very helpful, many good features.

5
Easy to use, very helpful, many good features. Reviewed on: 4th May 2026

Easy to use and very simple and safe

5
Easy to use and very simple and safe Reviewed on: 4th May 2026

Amazing , as I am 19 and struggle to get a credit ca...

5
Amazing , as I am 19 and struggle to get a credit card it has been perfect for me. Allowed me to pay for concerts and holidays !! Reviewed on: 4th May 2026

Very satisfactory, easy to use and good customer ser...

5
Very satisfactory, easy to use and good customer service when you need help from advisors Reviewed on: 4th May 2026