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PayPal: PayPal Credit reviews

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4.90
Based on 102,103 reviews, last reviewed 8th May 2026
2365950% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. It’s fast, secure, and very easy to use. I feel confident making payments, and everything works smoothly eve... Read more Reviewed on: 8th May 2026
LJ's avatar
LJ

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102103)

I’ve been with PayPal for years and feel my transact...

5
I’ve been with PayPal for years and feel my transactions are always protected, I have peace of mind dealing with them. Reviewed on: 4th May 2026
Kerry B's avatar
Kerry B

Simple easy and great all round

5
Paypal credit is so simple to set up its easy convenient and you get results then and there its made life so much easier Reviewed on: 4th May 2026
Lauren G's avatar
Lauren G

Great service

5
Great service, will be good option to deposit money in the account from retail stores Reviewed on: 4th May 2026
Imran Shah's avatar
Imran Shah

Used PayPal for years like being able to pay later.

5
Used PayPal for years like being able to pay later. Reviewed on: 4th May 2026
nicole wright's avatar
nicole wright

0% interest at ease

5
Easy to use and the virtual card makes it usable everywhere. Helps break up bigger purchases with no interest. Reviewed on: 4th May 2026
Philip W's avatar
Philip W

Very Convenient

5
I’ve had a really good experience with PayPal Credit. It’s been super convenient for spreading the cost of purchases, especially with the 0% interest offers. The app is easy to use, payments are straightforward to manage, and it gives me extra confidence when shopping online. Overall, it’s a reliable and flexible way to pay. Reviewed on: 4th May 2026
Chelsea M's avatar
Chelsea M

It’s been very good and makes paying for stuff easy

5
It’s been very good and makes paying for stuff easy Reviewed on: 4th May 2026
Michael T's avatar
Michael T

Easy to use make sense helping you

5
Easy to use make sense helping you Reviewed on: 4th May 2026
Mo's avatar
Mo

Used pay pal for years it’s a great service never ha...

5
Used pay pal for years it’s a great service never had any issues and feels safe Reviewed on: 4th May 2026
Tom R's avatar
Tom R

Seamless transactions, always hitchfree to use

5
Seamless transactions, always hitchfree to use Reviewed on: 4th May 2026
Monisola Adeleke 's avatar
Monisola Adeleke

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