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PayPal: PayPal Credit reviews

4.90
Based on 102,448 reviews, last reviewed 9th May 2026
2381900% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always have a good experience using the app. Always have a good experience using the app. Reviewed on: 9th May 2026
Carlos F A's avatar
Carlos F A

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102448)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great way to spread the cost

5
Great way to spread the cost of items Reviewed on: 5th May 2026

PayPal customer services so helpful...

5
Always found PayPal customer services really helpful when something has needed attention. They are knowledgeable, polite and achieve solutions quickly. Reviewed on: 5th May 2026

I find PayPal so easy to use and it gives me that ex...

5
I find PayPal so easy to use and it gives me that extra peace of mind that my payments are safe. I find pay in 3 a very helpful way of budgeting. Reviewed on: 5th May 2026

A happy customer

5
Always great experience with my transfer and transactions. Reviewed on: 5th May 2026

Clear and reassuring

5
Never needed to contact customer service so I can’t vote on this aspect. Reviewed on: 5th May 2026

I use PayPal for more expensive items and I like how...

5
I use PayPal for more expensive items and I like how I can spread the costs. It gives me time to pay off my purchases. Reviewed on: 5th May 2026

Good and Quality of Service and provide good informa...

5
Good and Quality of Service and provide good information about how you will get better credits Reviewed on: 5th May 2026

improve payment made

3
i like using the paypal. but get confused when making payment on each plan as it does not show full information about what you have pay, when you have paid and what is left, for example if i have plan for 6 months and i have made some payment i should show what date i pay, how much and what is left with when the pay plan is. Reviewed on: 5th May 2026

Best of the best

5
I have been using PayPal for almost two decades. It's safe and reliable." Reviewed on: 5th May 2026

It's simply the best way to shop

5
It's simply the best way to shop Reviewed on: 5th May 2026