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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102506 reviews)

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4.90

Based on 102,506 reviews, last reviewed 9th May 2026

2384500% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102506)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy convenient no hassle exchange

Easy convenient no hassle exchange Reviewed on: 5th May 2026

PayPal, a worthy, must-have financial app.

PayPal credit has been a lifesaver for me when I am out of cash to purchase things I love to have. The payment options are fantastic and you pick the one that is suitable for you. Thank you PayPal for being considerate not to spoil my credit score when I missed a payment due to a glitch with my already set up direct debit with my bank. I was reached out to by a staff from PayPal to remind me my repayment was missed. Once I sent the monies, the £12 missed payment charge was reversed and my credit score was not affected. Reviewed on: 5th May 2026

Never any issues with PayPal

Never any issues with PayPal, always smooth transactions & service. Their customer service is accessible & helpful. Reviewed on: 5th May 2026

Easy, user friendly, value for money

Very easy to use interface. PayPal Credit was the first credit service I ever signed up for and the process was a breeze. The 0% interest over £99 also helps a bunch! Whenever I've had questions, the customer service team and quick to respond and eager to help, and they aren't just limited to an online chat. Some bits of info do take a little digging within their FAQs, but honestly can't complain more than that! Reviewed on: 5th May 2026

PayPal protection is the best thing about them; proc...

PayPal protection is the best thing about them; process could take a bit of time, but you trust the outcome to be fair, plus I enjoy I could use my Amex a lot more through PayPal. Reviewed on: 5th May 2026

Always had a good experience with PayPal

Always had a good experience with PayPal Reviewed on: 5th May 2026

Good service

The service is exceptionally good. Reviewed on: 5th May 2026

Easy app

Easy app and keep on track any problems feel safe paying with pay pal Reviewed on: 5th May 2026

Paypal credit

Paypal credit makes spreading the cost of expensive items affordable and purchasing everyday items easy Reviewed on: 5th May 2026

Poor explanation.

Poor explanation. When you ask about anything regarding your account Reviewed on: 5th May 2026

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