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PayPal: PayPal Credit reviews

4.90
Based on 103,986 reviews, last reviewed 11th May 2026
2452150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am using PayPal for 15 years never been disappoint... I am using PayPal for 15 years never been disappointed, payments always all good sedn money as well I had to open a case before which was solved very ... Read more Reviewed on: 11th May 2026
Klaudia 's avatar
Klaudia

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103986)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Couldn’t live without it

5
I use PayPal for most things, it is so useful and quick and easy to use. I actually get annoyed when websites don’t offer PayPal as a payment option. Reviewed on: 5th May 2026

Well done

5
Never had a problem and they’ve sorted out any problems with retailers quickly Reviewed on: 5th May 2026

Always a good time experience

5
Always a good time experience with PayPal credit.quick and easy no hassle Reviewed on: 5th May 2026

I like using PayPal.

5
I like using PayPal. I feel confident using it and secure. I feel happy when I see a website offers paypal payment Reviewed on: 5th May 2026

Easy to use, decent interest rate as far as they go.

5
Easy to use, decent interest rate as far as they go. No problems so far. Reviewed on: 5th May 2026

Always flawless in every respect

5
Always flawless in every respect Reviewed on: 5th May 2026

Have used PayPal for a long time now and have never...

5
Have used PayPal for a long time now and have never had any problems with them. So easy to use and is always very convenient. Reviewed on: 5th May 2026

great bank.

5
Never gave any problem great bank. Been a big help pay in three Reviewed on: 5th May 2026

I find the 0% for 4 months very useful, and now I ha...

5
I find the 0% for 4 months very useful, and now I have a physical card which can be used for this also. I have never struggled to pay it off before the 4 months as it's quite clear in the app which charged are using this offer and which are not. Reviewed on: 5th May 2026

Excellent promotions best payment method to spread c...

5
Excellent promotions best payment method to spread costs 0% Reviewed on: 5th May 2026