Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102683 reviews)

View other PayPal products

4.90

Based on 102,683 reviews, last reviewed 9th May 2026

2392500% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and easy to use with lots of payment options... Quick and easy to use with lots of payment options Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102683)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Supportive Customer Service Advisor

The customer service officer are very experience, supportive, professional but often times are constraint by Paypal processes and procedures Reviewed on: 5th May 2026

Been using paypal for many years.

Been using paypal for many years. Anytime i have used customer service they have have always sorted.out any problems i had Reviewed on: 5th May 2026

PayPal made managing my small business easier and mo...

PayPal made managing my small business easier and more secure. Response from customer service is usually prompt and helpful. I would like it if it was also available across countries and we could use banks from other countries on the same account. Reviewed on: 5th May 2026

Easy and very safe to use peace ofimd when using Pay...

Easy and very safe to use peace ofimd when using PayPal easy to help if something goes wrong Reviewed on: 5th May 2026

Recommend using PayPal

PayPal is fab because you can spend money or make purchases knowing they have your back if something went wrong . I’d highly recommend using PayPal and always do to friends, family or strangers Reviewed on: 5th May 2026

FANTASTIC SERVICE!

I've use PayPal for many years been great for helping me spread cost with PayPal credit and pay in 3 which is a fantastic service in this current climate Reviewed on: 5th May 2026

Trusted money providers and holder

Pay pal is a very convenient money lender that provides excellent credit option and has make transferring funds around quick, easy and stress free. Reviewed on: 5th May 2026

The easy way to pay for good on line safely.

The easy way to pay for good on line safely. Also if on holiday is very handy. Can access almost anytime. Reviewed on: 5th May 2026

Paypal has always been helpful to me.

Paypal has always been helpful to me. They have helped me sort out any problems that I have had expecially when I have been scammed. Reviewed on: 5th May 2026

I have been using PayPal for years and never had any...

I have been using PayPal for years and never had any problems or issues Reviewed on: 5th May 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub