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PayPal: PayPal Credit reviews

4.90
Based on 102,352 reviews, last reviewed 9th May 2026
2377350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026
Chipster's avatar
Chipster

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102352)

Very helpful with the limit increase and always come...

5
Very helpful with the limit increase and always comes handy Reviewed on: 4th May 2026

Excellent.

5
My experience with paypal is Excellent. Reviewed on: 4th May 2026

Everything’s been easy to navigate in the app

5
Everything’s been easy to navigate in the app Reviewed on: 4th May 2026

i like using PayPal because it's more secure and you...

4
i like using PayPal because it's more secure and you get reassurance that your money is safe and if anything goes wrong you can always ask PayPal Reviewed on: 4th May 2026

PayPal simple secure and trusted to support when req...

5
PayPal simple secure and trusted to support when required, first class Reviewed on: 4th May 2026

Easy to use

5
Very easy to use. I have e used most of my adult lifetime Reviewed on: 4th May 2026

They help people quick at sorting thing out there pl...

5
They help people quick at sorting thing out there pleseant on the phone Reviewed on: 4th May 2026

I have been using PayPal since 2008.

5
I have been using PayPal since 2008. I have got only good experience with the company over the ears. They are always fair helpful and are quick to respond in timely manner. I have seen them grow over the years and improve. Thank you for being there. Simple to understand service and grate borrowing options. Reviewed on: 4th May 2026

Couldn’t recommend enough.

5
Couldn’t recommend enough. Paypal credit is an excellent way to build your credit score, it also allows you to spend that little bit extra each month and then pay small amounts off when you get paid each month. Reviewed on: 4th May 2026

Quality payment system

5
Always an easy transaction with PayPal Reviewed on: 4th May 2026

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