Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145675)

i have used paypal credit a few times, i have found...

5
i have used paypal credit a few times, i have found it very handly easier especially when i did not have cash immediately Reviewed on: 13th June 2026

Always works as intended.

5
Always works as intended. Very easy to navigate. Reviewed on: 13th June 2026

Well managed and simple and effective

5
Well managed and simple and effective Reviewed on: 13th June 2026

I particularly like the ease of using it and that bi...

5
I particularly like the ease of using it and that bit of protection that paypal offers to customers which give some peace of mind with transactions. Reviewed on: 13th June 2026

Always easy to understand.

5
Always easy to understand. Self explanatory functions. Good communication Reviewed on: 13th June 2026

Good customer service.

5
Good customer service. Credit limit is adjustable which is great for large purchases. Good website. Would definitely recommend. Reviewed on: 13th June 2026

Great service, I use it all the time

4
Great service, I use it all the time Reviewed on: 13th June 2026

very good always alert and helpful

5
very good always alert and helpful Reviewed on: 13th June 2026

Very good and helpful for people

5
Very good and helpful for people Reviewed on: 13th June 2026

Always in hand when needed

5
Always reliable, easy accessible, gives enough time to return the money, secure and protective service. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77160 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products