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PayPal: PayPal Credit reviews

4.90
Based on 102,364 reviews, last reviewed 9th May 2026
2377900% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, very happy. All good, very happy. Thank you. Reviewed on: 9th May 2026
Marino L's avatar
Marino L

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102364)

Couldn’t recommend enough.

5
Couldn’t recommend enough. Paypal credit is an excellent way to build your credit score, it also allows you to spend that little bit extra each month and then pay small amounts off when you get paid each month. Reviewed on: 4th May 2026

Quality payment system

5
Always an easy transaction with PayPal Reviewed on: 4th May 2026

I love PayPal.

5
I love PayPal. They care about my money .I have a few options for credit Reviewed on: 4th May 2026

Reliable service

5
PayPal is always reliable and if there are any issues they are always resolved quickly. Reviewed on: 4th May 2026

Paypal is efficient,very flexible and they're also v...

5
Paypal is efficient,very flexible and they're also very understanding. Reviewed on: 4th May 2026

Useful for payments

5
Use regularly although the interest rate is fairly high Reviewed on: 4th May 2026

Easy to use, and really handy in tough times

5
Easy to use, and really handy in tough times Reviewed on: 4th May 2026

best ever thus far customer service always happy to...

5
best ever thus far customer service always happy to resolve any issues and put customers minds at ease Reviewed on: 4th May 2026

Great service

5
Great service really convenient as long as you make your regular payments Reviewed on: 4th May 2026

ALWAYS MY PREFERRED PAYMENT METHOD

5
Love, love, love the interest free period. I trust every PayPal transaction as I know my payment is totally protected! Always transparent, no risk whatsoever. Reviewed on: 4th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review