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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102373 reviews)

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4.90

Based on 102,373 reviews, last reviewed 9th May 2026

2378300% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It makes buying lots more easier It makes buying lots more easier Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102373)

Quality payment system

Always an easy transaction with PayPal Reviewed on: 4th May 2026

I love PayPal.

I love PayPal. They care about my money .I have a few options for credit Reviewed on: 4th May 2026

Reliable service

PayPal is always reliable and if there are any issues they are always resolved quickly. Reviewed on: 4th May 2026

Paypal is efficient,very flexible and they're also v...

Paypal is efficient,very flexible and they're also very understanding. Reviewed on: 4th May 2026

Useful for payments

Use regularly although the interest rate is fairly high Reviewed on: 4th May 2026

Easy to use, and really handy in tough times

Easy to use, and really handy in tough times Reviewed on: 4th May 2026

best ever thus far customer service always happy to...

best ever thus far customer service always happy to resolve any issues and put customers minds at ease Reviewed on: 4th May 2026

Great service

Great service really convenient as long as you make your regular payments Reviewed on: 4th May 2026

ALWAYS MY PREFERRED PAYMENT METHOD

Love, love, love the interest free period. I trust every PayPal transaction as I know my payment is totally protected! Always transparent, no risk whatsoever. Reviewed on: 4th May 2026

Great for managing online purchases

I’ve used PayPal Credit for online purchases over the past few months and overall I’ve had a good experience with it. It’s very convenient to use at checkout and makes it easy to spread the cost of purchases when needed. Everything is managed clearly through my PayPal account, and I find the payment process straightforward and simple to keep track of. I also like how widely accepted it is with different retailers, which makes it a flexible option when shopping online. When I’ve had questions, customer support has been helpful, even if response times vary slightly. Overall, it’s been a useful and reliable way to manage spending online, especially for larger or unexpected purchases. Reviewed on: 4th May 2026

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