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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104104 reviews)

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4.90

Based on 104,104 reviews, last reviewed 11th May 2026

2457700% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great payment offers, love the PayPal plus program Great payment offers, love the PayPal plus program Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104104)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve had a very positive experience using PayPal.

I’ve had a very positive experience using PayPal. I’ve never had any issues with payments, and everything has always worked smoothly. One of the best benefits is the flexible payment options, such as paying over time (for example, in 3 instalments or up to 12 months), which is very helpful. It makes purchases more manageable and convenient. I’m really grateful to have a PayPal account and the ability to spread the cost when needed. Reviewed on: 5th May 2026

Very good service , they are always there to help if...

Very good service , they are always there to help if you have questions Reviewed on: 5th May 2026

Great experience with PayPal credit

Great experience with PayPal credit service & always handy to use online & now even in-store. Reviewed on: 5th May 2026

Great experience, user-friendly.

Great experience, user-friendly. Recommend to everyone Reviewed on: 5th May 2026

Always excellent service

Always excellent service when I've needed to speak to a PayPal advisor Reviewed on: 5th May 2026

I’ve found my experiences with PayPal to be very pos...

I’ve found my experiences with PayPal to be very positive. I’ve used the credit facility, the pay in 3 instalments and normal service . I’ve also had reason to raise a dispute with them and it was dealt with very professionally and promptly. Reviewed on: 5th May 2026

Very convenient for larger purchases where you need...

Very convenient for larger purchases where you need to spread the cost. With the options of 4 months 0% interest or pay in 3. The plans are flexible too allowing for custom payment amounts. Reviewed on: 5th May 2026

PayPal review. easy to use app.

Good customer service and easy to use app. Reviewed on: 5th May 2026

Always use PayPal convenient safe and secure

Always use PayPal convenient safe and secure Reviewed on: 5th May 2026

Easy way to send and receive money, transferring the...

Easy way to send and receive money, transferring the money instantly paying affordable fees Reviewed on: 5th May 2026

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