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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102727 reviews)

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4.90

Based on 102,727 reviews, last reviewed 9th May 2026

2394350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Couldn't fault PayPal everything they do. Couldn't fault PayPal everything they fo. They go above and beyond, to help in all ways possible Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102727)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best retail finance providers for common people

My experience with PayPal has absolutely favourable in my situation. One of the best retail finance providers. Since the time I have started using PayPal finance / credit, I have never turned to any other finance option with other providers. Best of the best . Reviewed on: 5th May 2026

Delalord

Excellent customer service and very reliable services Reviewed on: 5th May 2026

Always quick and easy.

Always quick and easy. Sort any issues out quickly. Reviewed on: 5th May 2026

Easy to use app.

Easy to use app. Doesn’t use jargon. Good offers available. Not found anywhere that doesn’t except PayPal as payment Reviewed on: 5th May 2026

Easy to use and understand

Very user friendly and can easily navigate credit statements and see breakdown Reviewed on: 5th May 2026

Easy way to pay securely.

Easy way to pay securely. I've used Paypal for 20 years without any major difficulties. Reviewed on: 5th May 2026

PayPal make credit repayment easy and convenient .

PayPal make credit repayment easy and convenient . You have confidence anytime you shop online that you can not be scam because of PayPal security Reviewed on: 5th May 2026

Best credit

Easy to access, feasable rates, easy app to use and manage your finances. Reviewed on: 5th May 2026

Easy to use, links well with other accounts.

Easy to use, links well with other accounts. Reviewed on: 5th May 2026

Overall a pleasant experience

Overall a pleasant experience with PayPal customer service is very good and I have no complaints. Service is great, Very good Reviewed on: 5th May 2026

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