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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104156 reviews)

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4.90

Based on 104,156 reviews, last reviewed 11th May 2026

2460050% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience and straight forward Very good experience and straight forward Reviewed on: 11th May 2026

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104156)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very safe transfer, app showed good detail on all tr...

Very safe transfer, app showed good detail on all transactions. Reviewed on: 5th May 2026

Great Experience with PayPal Credit

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and I was approved within minutes. It’s been very convenient for managing purchases and spreading out payments without hassle. I especially appreciate the clear terms and easy-to-use interface, which helps me stay on top of my balance. Overall, it’s a reliable and flexible option that I would definitely recommend to others. Reviewed on: 5th May 2026

PayPal doesn’t feel to ridged it’s feels more relaxe...

PayPal doesn’t feel to ridged it’s feels more relaxed than other lending platforms Reviewed on: 5th May 2026

Great to spread the cost

I can afford the things I want by spreading the cost Reviewed on: 5th May 2026

Paypal payment plans

If offered always use 3 payments good way of managing my money Reviewed on: 5th May 2026

I love the way how secure PayPal payment is, few sta...

I love the way how secure PayPal payment is, few stages of verification and clear communication through all process Reviewed on: 5th May 2026

PayPal credit has been very useful when I have used...

PayPal credit has been very useful when I have used it to split payments interest free over months! Very helpful Reviewed on: 5th May 2026

I had a good experience so far with Paypal credit.

I had a good experience so far with Paypal credit. In one instance I had (due to internet issues) booked airlines tickets for the same flight 2 times. I have reached out to the airlines and subsequently to Paypal, who has managed to resolve it. Only downside, there is no direct chat or connect to agent option who could resolve it immediately, you have to write an email or raise it and then wait for 24-48 to get a response back. Reviewed on: 5th May 2026

Helpful service

Its easy to pay for stuff, easy to query anything, it is an efficient service that helps us as a consumer tk get the best for our money. Reviewed on: 5th May 2026

Faultless

All round a faultless experience with every aspect I have dealt with Reviewed on: 5th May 2026

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