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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104283 reviews)

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4.90

Based on 104,283 reviews, last reviewed 11th May 2026

2466100% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great company Easy to use and many ways to pay all in one app and any problems are sorted with very high professionalism Reviewed on: 11th May 2026

Latest lowest rating:

1

The service has fallen apart, customer service is me... The service has fallen apart, customer service is mediocre, none of them speak good English and they don't understand math, and now they're charging m... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104283)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Straightforward and Simple!

PayPal credit has been so helpful for setting up my monthly payments towards my phone contract - as a credit card it is also so straightforward to use and pay off. I especially appreciate the 0% interest on larger payments for a certain amount of months, the breathing space that this provides alleviates stress and helps me get my finances in better order. Reviewed on: 5th May 2026

Very easy to use and useful for slightly larger purc...

Very easy to use and useful for slightly larger purchases Reviewed on: 5th May 2026

Decent, I don’t have any complaints

Decent, I don’t have any complaints Reviewed on: 5th May 2026

Convenient and safety is my paramount concern

Convenient and safety is my paramount concern Reviewed on: 5th May 2026

Easy to use website, phone app.

Easy to use website, phone app. It does everything I need to keep track on spending / offers etc Reviewed on: 5th May 2026

Paypal is a great way to pay for items either on cre...

Paypal is a great way to pay for items either on credit or 3 monthly interest and its a safer way to pay for items out right, highly recommend Paypal Reviewed on: 5th May 2026

Easy to use all round great service

Easy to use all round great service Reviewed on: 5th May 2026

Helpful customer service

I did have a query regarding a payment that I wanted to cancel as recurring and customer service were helpful Reviewed on: 5th May 2026

Very helpful and accesible.

Very helpful and accesible.Easy to use and very helpful in costumers service. Reviewed on: 5th May 2026

Fast, secure, and super convenient!

I’ve been using PayPal for years and it’s my go-to for online shopping. The checkout process is incredibly fast, and I love that I don’t have to enter my card details on every single website. Refunds are also handled very professionally. Highly recommended for anyone who values security and speed! Reviewed on: 5th May 2026

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