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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102919 reviews)

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4.90

Based on 102,920 reviews, last reviewed 9th May 2026

2403100% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Their customer services is fantastic and answer the... Their customer services is fantastic and answer the phone immediately, and paying off the Credit is incredibly simple. No issues experienced when usin... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102920)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal is ideal

Paypal is easy to use and ideal when shopping online, I don't have to worry about getting my bank card out and the credit card and 3 monthly payments helps me a lot. Reviewed on: 5th May 2026

Great customer service snd an application that is ea...

Great customer service snd an application that is easy to navigate Reviewed on: 5th May 2026

PayPal is the most trusted method of payment for me!

PayPal is the most trusted method of payment for me! PayPal credit and pay in 3 are also phenomenal Reviewed on: 5th May 2026

very good never had any problems at all for many years

very good never had any problems at all, i have used for many years and will continue to use for many years to come also. i like how they offer pay in 3 and also offer the credit to pay over longer periods with the option to pay it in full and not pay any interest but are also able to pay interest and pay it over longer also if necessary for the consumer Reviewed on: 5th May 2026

Has always provided easy transactions without delay.

Has always provided easy transactions without delay. Is self explanatory and is improving its services all the time. Reviewed on: 5th May 2026

Excellent

Excellent easy to use service quick hassle free and very convenient very happy Reviewed on: 5th May 2026

Paypal Credit

PayPal Credit (especially Pay in 4) is really convenient. It’s super easy to use at checkout, the app is clean and straightforward, and the 4 interest-free payments option is very helpful for spreading costs. Great for online shopping when you want flexibility without interest. Reviewed on: 5th May 2026

Very Help Full.

Very Help Full. I Really Like this Service Reviewed on: 5th May 2026

Simply The Best

I have been a PayPal user for years and they have never let me down I wouldn’t use any other card outside of my normal bank Reviewed on: 5th May 2026

Simply the best

Simple and fast to use. No fuss, all to hand and available when you need it. Reviewed on: 5th May 2026

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