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PayPal: PayPal Credit reviews

4.90
Based on 102,950 reviews, last reviewed 9th May 2026
2404600% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is greatits easy efficient and transactions a... PayPal is greatits easy efficient and transactions are smooth Reviewed on: 9th May 2026
Happy mamma bear 's avatar
Happy mamma bear

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102950)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to used excellent paypal

5
Very easy to used excellent paypal Reviewed on: 5th May 2026

Helps so much

5
It helps me so much if I haven’t got the money to pay for something right away Reviewed on: 5th May 2026

Reliable, Convenient and Great Value

5
PayPal deliver excellent value for money, with flexible payment options that make online transactions smooth and secure. My overall experience with PayPal has been consistently positive. The platform is easy to navigate, transactions are fast, and the buyer‑protection features give real peace of mind. The range of payment choices, including subscriptions, one‑click checkout, and currency conversion, adds real convenience and makes PayPal stand out as a reliable digital‑payment partner. Reviewed on: 5th May 2026

It is very useful for any payment through the PayPal...

5
It is very useful for any payment through the PayPal Reviewed on: 5th May 2026

Easy and handy

5
Good overall, and easy to use. It's also safe and secure. Reviewed on: 5th May 2026

Excellent journey using PayPal credit.

5
Excellent journey using PayPal credit. Being able to pay for a lot of things without having to worry due to financial constraints at the moment and then pay it back. Reviewed on: 5th May 2026

A Seamless and Efficient Credit Experience

5
“I’ve had a really great experience with PayPal Credit. Everything has been smooth and easy to manage, and it’s been very convenient for my purchases. I’d definitely recommend it to others.” Reviewed on: 5th May 2026

Paypal is so quick and easy to use always know how m...

4
Paypal is so quick and easy to use always know how much you need to pay and when and all charges like interest are clear and well understood Reviewed on: 5th May 2026

Have had PayPal credit for a long time great for a b...

5
Have had PayPal credit for a long time great for a back up if you just need a little help and great if you need a little extra time to pay your balance Reviewed on: 5th May 2026

Just paid off my balance.

5
Just paid off my balance. It' s a nice feeling to not have a finacial tournique around one's neck Reviewed on: 5th May 2026