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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102982 reviews)

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4.90

Based on 102,982 reviews, last reviewed 9th May 2026

2406150% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Used them for many years and always simple, easy and... Used them for many years and always simple, easy and great! Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102982)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Intrest free period and you can easily shop online.

Intrest free period and you can easily shop online. Reviewed on: 5th May 2026

Easy, flexible and reassuring

PayPal is simple to use and gives me confidence when buying online. On the very rare occasion I need support, there is always someone on hand to help, which is reassuring. I really like the interest-free options, as they make it easier to spread the cost of larger purchases over a few months without being tied into fixed payments. I know I can repay the full amount in one go, split it into a few payments, or make extra ad hoc repayments whenever it suits me. The repayment process is very straightforward, so I always feel in control of what I owe and when I want to pay it back. I also like the rewards points earned on purchases, which are a nice added bonus. Overall, PayPal feels convenient, flexible and reliable. Reviewed on: 5th May 2026

PayPal Credit has made online shopping much more man...

PayPal Credit has made online shopping much more manageable for me. It’s easy to use, transparent, and gives me flexibility when I need it most. I appreciate how seamless it is alongside my regular PayPal account. Reviewed on: 5th May 2026

Standard experience relatively painless

Standard experience relatively painless Reviewed on: 5th May 2026

All there when u need assistance

All there when u need assistance Reviewed on: 5th May 2026

Easy to use, haven't had any problems in all the yea...

Easy to use, haven't had any problems in all the years I've used it which has to be twenty years Reviewed on: 5th May 2026

Very easy to set up, understandable terms & conditions.

Very easy to set up, understandable terms & conditions. Easy to set up repayments and track progress. Reviewed on: 5th May 2026

Excellent experience.

Excellent experience. The most reliable company. Reviewed on: 5th May 2026

Overall a great company.

Overall a great company. Easy to deal with and very easy to navigate their website and app. Reviewed on: 5th May 2026

Very easy to use and great service

Very easy to use and great service Reviewed on: 5th May 2026

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