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PayPal: PayPal Credit reviews

4.90
Based on 104,514 reviews, last reviewed 11th May 2026
2476600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a bad experience with PayPal as they alway... Never had a bad experience with PayPal as they always helpful. Reviewed on: 11th May 2026
Kadim P's avatar
Kadim P

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104514)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Its very convenient and helpful very

5
Its very convenient and helpful and the app is very easy to use Reviewed on: 5th May 2026

As you would expect from PayPal.

4
As you would expect from PayPal. More trusted than others. Reviewed on: 5th May 2026

Very easy interest free credit at the click of a but...

5
Very easy interest free credit at the click of a button. Reviewed on: 5th May 2026

Great for larger purchases and spreading the cost.

4
Great for larger purchases and spreading the cost. Great amount of retailers too. Reviewed on: 5th May 2026

Always helpful and customer oriented

5
Always helpful and customer oriented Reviewed on: 5th May 2026

PayPal credit make me quick shopping and easy paymen...

5
PayPal credit make me quick shopping and easy payment method 3 payment, 4 month interest free payment Reviewed on: 5th May 2026

PayPal gives you few little options to pay for things..

5
PayPal gives you few little options to pay for things when money is little tight at the touch of your fingers and sometimes for 0% over a short period so great. Reviewed on: 5th May 2026

PayPal Credit has been brilliant to use, everything...

5
PayPal Credit has been brilliant to use, everything is clearly set out, and the app makes managing payments quick and stress-free. Reviewed on: 5th May 2026

PayPal my preferred way to keep my finances in order

5
easy to use safe and secure and helps with spreading the payments Reviewed on: 5th May 2026

Spreading the cost love it

5
Just give you a chance to spread the cost over a few pay days Reviewed on: 5th May 2026

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