Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,680 reviews, last reviewed 11th May 2026
2484200% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit company, alway here to help Great credit company, alway here to help Reviewed on: 11th May 2026
Ricardo T's avatar
Ricardo T

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104680)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Overall good..

4
Overall good but customer service can be hit and miss Reviewed on: 5th May 2026

Use PayPal credit to buy a dining table .

5
Use PayPal credit to buy a dining table .. using the % and pay off in 4 months .. easy to make payments too Reviewed on: 5th May 2026

PayPal has always been great

5
PayPal has always been great, there when I need it and interest free pay dates on bigger transactions Reviewed on: 5th May 2026

Easy to use and very handy

5
Easy to use and very handy for websites that want your card details when you don't have them to hand Reviewed on: 5th May 2026

Love using PayPal pain 3 instalments or if am buying...

5
Love using PayPal pain 3 instalments or if am buying bigger things I have the option of buy now pay in 4 months, love love makes easier to buy stuff Reviewed on: 5th May 2026

I have found it very positive with its simplicity.

5
I have found it very positive with its simplicity. Never had an issue. Reviewed on: 5th May 2026

Easy to use simple to set up & gives great flexibili...

5
Easy to use simple to set up & gives great flexibility for purchases Reviewed on: 5th May 2026

Very easy system to navigate.

5
Very easy system to navigate. Customer service was spot on, nothing was too hard. Would highly recommend pay pal over any other provider. Reviewed on: 5th May 2026

PayPal credit is the best way to pay online when you...

5
PayPal credit is the best way to pay online when you need to spread the cost over £99 into 4 monthly payment without any interest. It’s a safer way to pay online and easy to use. Almost all online retailers accept PayPal Credit. It’s really help people with financial difficulties to spread the cost instead of pay a full amount, I’ve found it very beneficial my self. Reviewed on: 5th May 2026

Simple and clear.

5
Simple and clear. App is easy to use. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49565 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3711 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products