Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104739 reviews)

View other PayPal products

4.90

Based on 104,739 reviews, last reviewed 12th May 2026

2486950% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Agent very clear about charges, but unable to accomm... Agent very clear about charges, but unable to accommodate a refund on charges caused by their error Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104739)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Use PayPal credit to buy a dining table .

Use PayPal credit to buy a dining table .. using the % and pay off in 4 months .. easy to make payments too Reviewed on: 5th May 2026

PayPal has always been great

PayPal has always been great, there when I need it and interest free pay dates on bigger transactions Reviewed on: 5th May 2026

Easy to use and very handy

Easy to use and very handy for websites that want your card details when you don't have them to hand Reviewed on: 5th May 2026

Love using PayPal pain 3 instalments or if am buying...

Love using PayPal pain 3 instalments or if am buying bigger things I have the option of buy now pay in 4 months, love love makes easier to buy stuff Reviewed on: 5th May 2026

I have found it very positive with its simplicity.

I have found it very positive with its simplicity. Never had an issue. Reviewed on: 5th May 2026

Easy to use simple to set up & gives great flexibili...

Easy to use simple to set up & gives great flexibility for purchases Reviewed on: 5th May 2026

Very easy system to navigate.

Very easy system to navigate. Customer service was spot on, nothing was too hard. Would highly recommend pay pal over any other provider. Reviewed on: 5th May 2026

PayPal credit is the best way to pay online when you...

PayPal credit is the best way to pay online when you need to spread the cost over £99 into 4 monthly payment without any interest. It’s a safer way to pay online and easy to use. Almost all online retailers accept PayPal Credit. It’s really help people with financial difficulties to spread the cost instead of pay a full amount, I’ve found it very beneficial my self. Reviewed on: 5th May 2026

Simple and clear.

Simple and clear. App is easy to use. Reviewed on: 5th May 2026

Great for a last minute need for credit.

Great for a last minute need for credit. No hassle and a quick outcome. Reviewed on: 5th May 2026

Alternative products

Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub