Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104778)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've used PayPal for a few years now and have never...

5
I've used PayPal for a few years now and have never had an issue with them, their rates are competitive and so many places you can use it. Reviewed on: 5th May 2026

Always easy and I feel safe using PayPal, never ever...

5
Always easy and I feel safe using PayPal, never ever had a problem using PayPal, I feel totally confident in paying for online items as I know I’m always covered Reviewed on: 5th May 2026

No problem

5
Not any problems easy to use the credit and it's handy incase something in the house breaks down Reviewed on: 5th May 2026

Good experience

5
All the transactions goes smoothly every time! Reviewed on: 5th May 2026

They are always there when I need them and have neve...

5
They are always there when I need them and have never let me down… ever! Reviewed on: 5th May 2026

the 4- instalment no fee.l is the best

5
It is very easy to use and the 4- instalment no fee option is great! Reviewed on: 5th May 2026

Great value, easy payments.

5
Great value, easy payments. Cheap payments Reviewed on: 5th May 2026

Simple and quick.

5
Simple and quick. Easy to use and understand Reviewed on: 5th May 2026

Reliable service

5
Easy to use, good service I recomend it Reviewed on: 5th May 2026

Love it.

5
Love it. Trusted company. Highly recommended to anyone not using it. Reviewed on: 5th May 2026