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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81727 reviews)

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4.90

Based on 81,727 reviews, last reviewed 22nd Apr 2026

2853400% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81727)

Brilliant

PayPal credit is excellent! You can choose to pay as little or as much as you want in one payment. You can also set up a direct debit each month. Fantastic for online shopping. Reviewed on: 14th June 2022

Best credit provider

4 months interest free is more than many banks out there. Love it. Reviewed on: 14th June 2022

Simple and efficient

Does exactly what it promises, fast, efficient and reliable. Great product, I will continue to use it whenever I can. Reviewed on: 14th June 2022

Very convenient

I use PayPal because my purchases are protected against fraudulent businesses Reviewed on: 14th June 2022

Goo deals when you need them.

Having PayPal Credit gives you flexibility and good value on a wide range of services and products. Reviewed on: 14th June 2022

Great service

Reliable and good service, easy to use and manage. Good. I'm happy ;) Reviewed on: 14th June 2022

Best credit card ever

I recently purchased V11 dyson with one year free interest excellent money saving package from PayPal credit card Reviewed on: 14th June 2022

easy and quick payment

Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022

Best credit service

I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022

Paypal credit, one solution for all problems

The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022

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