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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104870 reviews)

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4.90

Based on 104,870 reviews, last reviewed 12th May 2026

2493050% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fabulous and fantastic and good and useful Fantastic fabulous and very useful Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104870)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

great when I needed a refund, very quick resolution

great when I needed a refund, very quick resolution Reviewed on: 5th May 2026

Great for larger purchases

Gives good options in larger purchases that do not incur interest Reviewed on: 5th May 2026

Excellent service, always feel safe and secure when...

Excellent service, always feel safe and secure when I use it. Quick to act on any problems not that I have many. Keeps me updated with everything Reviewed on: 5th May 2026

I have been with PayPal for many years and very happ...

I have been with PayPal for many years and very happy safe way to buy Reviewed on: 5th May 2026

Local call centre

I’m very happy with PayPal but if I’d had to call for a reason sometimes it’s hard to understand I think local to country call hubs would work better Reviewed on: 5th May 2026

I regularly utilise PayPal pay in 3 to cover certain...

I regularly utilise PayPal pay in 3 to cover certain larger costs to break them down across three months. The whole process of setting up my account to now getting authorisation for payments has been so simple. I know I can rely on it and it’s so widely available. Reviewed on: 5th May 2026

Seamless transactions,reliable and convenient

Seamless transactions,reliable and convenient Reviewed on: 5th May 2026

Handy to have, great benefits and easy to use

Handy to have, great benefits and easy to use Reviewed on: 5th May 2026

Quick and easy to use, easy to understand.

Quick and easy to use, easy to understand, I like the added protection it offers for payments. Reviewed on: 5th May 2026

Fantastic company!

All my interactions with PayPal have been positive. Reviewed on: 5th May 2026

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