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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104932 reviews)

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4.90

Based on 104,932 reviews, last reviewed 12th May 2026

2495900% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Nil , I have not tried yet, please give me... Nil , I have not tried yet, please give me some time Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104932)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Range of 0% offers on selected products and services

Having used PayPal for years, switching to PayPal Credit was completely seamless — it slotted right into my existing account with no hassle at all. The biggest benefit has been the range of 0% interest offers available across so many different products and retailers. I've taken advantage of these multiple times over several months, which has made budgeting much more manageable. Reviewed on: 5th May 2026

0% finance if paid in 4 months what’s not to love

Used PayPal credit for a few years now, it’s an excellent service, never had an issue, really easy to use and helps track money and payments. Zero percentage of you pay within 4 months is brilliant what’s not to love Reviewed on: 5th May 2026

PayPal credit experience

PayPal credit is an excellent experience for me. Reviewed on: 5th May 2026

PayPal is simple to you and provides a quick turnaro...

PayPal is simple to you and provides a quick turnaround. Albeit credit or making payments. I use PayPal regularly for sending money, I will only use PayPal for buying products from Samsung Reviewed on: 5th May 2026

Easy to use platform and secure.

Easy to use platform and secure. So many options available at checkout Reviewed on: 5th May 2026

I’ve used PayPal and PayPal credit for years!

I’ve used PayPal and PayPal credit for years and wherever it’s an option I use it as a payment method as I know and trust them and their amazing customer serve everytime. Reviewed on: 5th May 2026

I love the ease of PayPal credit.

I love the ease of PayPal credit. Especially nowadays when I tend to purchase more online than I do in store , I love the protection of buying things through pay pal credit and it’s so easy to do. Reviewed on: 5th May 2026

ALWAYS THERE TO HELP

Always keep you updated and responds promptly to any queries. Reviewed on: 5th May 2026

Great pay monthly credit

Used for flights to pay monthly. Can change my monthly amount via direct debit to suit me. At once point I thought I had been overcharged by the website I bought the flights and phoned PayPal who helped discuss and ensure I was paying the correct amount Reviewed on: 5th May 2026

Always efficient and fast.

Always efficient and fast. I use it often for flights or clothes. Always reliable Reviewed on: 5th May 2026

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