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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104987 reviews)

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4.90

Based on 104,987 reviews, last reviewed 12th May 2026

2498500% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use can add to your phone wallet with no pro... Easy to use can add to your phone wallet with no problems and PayPal keeps informed and the added bonus of getting points. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104987)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick and easy to use.

Quick and easy to use. Great communication when payments are due with emails and text message sent out a few days before. Reviewed on: 5th May 2026

I’ve used credit to but a few things I wouldn’t norm...

I’ve used credit to but a few things I wouldn’t normally be able to afford. It’s really good for large purchases and splitting them over a time period and you get the first 4 months interest free. The only thing I would say is that it doesn’t let you specify the amount that was 0% interest to pay off first so that interest would accrue otherwise a great service Reviewed on: 5th May 2026

Easy to use but could be easier to track payments...

Easy to use but could be easier to track payments in Reviewed on: 5th May 2026

Fantastic customer service, great app

Fantastic customer service, great app Reviewed on: 5th May 2026

Easy to use and convenient, the best and easiest way...

Easy to use and convenient, the best and easiest way to pay for all your goods Reviewed on: 5th May 2026

Generally very good.

Generally very good. Very usable app Reviewed on: 5th May 2026

Great Credit

Easy to use, convenient and accessible Reviewed on: 5th May 2026

Always a handy way to spread the cost

Always a handy way to spread the cost and very convenient if you see something you like but don’t have the money for it there and then Reviewed on: 5th May 2026

Make it easy to purchase items and spread the cost

Make it easy to purchase items and spread the cost Reviewed on: 5th May 2026

Easy to apply and quick response.

Easy to apply and quick response. Reviewed on: 5th May 2026

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