Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103499 reviews)

View other PayPal products

4.90

Based on 103,499 reviews, last reviewed 10th May 2026

2429600% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103499)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very simple and user friendly.

Very simple and user friendly. Pay in three very useful Reviewed on: 5th May 2026

Im use pay pal few years , newer problem always happ...

Im use pay pal few years , newer problem always happy to use pay pal for online shopping. Reviewed on: 5th May 2026

Excellent experience.

Excellent experience. Emails received for updates. Easy way to enjoy expensive purchases spread over a few months to make life more financially easier. Reviewed on: 5th May 2026

good service, amazing availability when it comes to...

good service, amazing availability when it comes to payments when shopping Reviewed on: 5th May 2026

Paypal credit in a nutshell

paypal have always allowed for stress free comunication and ease of use for their services. I get reminders about offers and how to use my money more effectivly and when I'm nearing my credit limit. The fees and interst in reasoanable and you can use the card anywhere. It started as a way to afford a laptop, but now I use it regularly. Reviewed on: 5th May 2026

All good, never any problems, always sort problems e...

All good, never any problems, always sort problems efficiently Reviewed on: 5th May 2026

Easy Peasy with Pay Pal

Pay pal is easy to use and a great help with credit especially with the pay in 3 Reviewed on: 5th May 2026

Great service, no issues

Great service, no issues well recommended Reviewed on: 5th May 2026

PayPal credit has allowed me to create memories

PayPal credit has been a great asset to have. I've used it when booking tickets, Hotels, flights when I have wanted to spread the payment for these things over a number of months. It's allowed me to create memories that I couldn't have had without PayPal credit. I don't use credit cards, I use PayPal credit.. Reviewed on: 5th May 2026

Quick and straightforward process

Quick and straightforward process Reviewed on: 5th May 2026

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub