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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146230)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great support with additional borough and money cont...

Great support with additional borough and money control.App.is very easy to use. When i need extra money i always know pay pall cover my back great family supporter Reviewed on: 14th June 2026

I’ve been using PayPal Credit for some time now, and...

I’ve been using PayPal Credit for some time now, and it has consistently exceeded my expectations. The application process was straightforward, the credit decisions were clear, and managing my account has been incredibly easy through the PayPal platform. What stands out most is the flexibility it provides. Being able to spread the cost of larger purchases has helped me manage my finances more effectively without unnecessary stress. Payments are processed smoothly, account information is always accessible, and the terms are presented clearly, which gives me confidence in using the service. I’ve also had positive experiences with customer support whenever I’ve needed assistance. Queries were handled professionally and efficiently, and I always felt valued as a customer. Overall, PayPal Credit combines convenience, transparency, and reliability in a way that few credit providers achieve. I would highly recommend it to anyone looking for a trusted and user-friendly credit solution. Reviewed on: 14th June 2026

I really happy with PayPal, it helps me a lot, when...

I really happy with PayPal, it helps me a lot, when I need some extra money. Reviewed on: 14th June 2026

Dependable and efficient

Dependable and efficient are two words that come to mind when I think of paypal credit. Whether it’s a big purchase or airbnb I highly recommend. Customer service is also topnotch. Reviewed on: 14th June 2026

Positive experience

I have had a positive experience with PayPal Credit. It’s simple to use, easy to manage payments, and provides helpful flexibility when making purchases. Reviewed on: 14th June 2026

I have been using paypal credit and the terms of rep...

I have been using paypal credit and the terms of repayment favourable.THe 3 months zero interedt rate is a life saver.Thanks Reviewed on: 14th June 2026

I use PayPal to make safe transactions and I feel th...

I use PayPal to make safe transactions and I feel there is a level of safeguard.I Like getting pionts for my transactions Reviewed on: 14th June 2026

Easy payment option, good pay later option

Easy payment option, good pay later option Reviewed on: 14th June 2026

good service!

good service when issues arise, transparent on all transactions Reviewed on: 14th June 2026

PayPal my ever/evolving go to

Only issue has been on the rare occasions I have tried to speak to someone and it has been near-impossible to have a conversation with a human. Reviewed on: 14th June 2026

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