Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,758 reviews, last reviewed 10th May 2026
2441950% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality service. Quality service. Always clear what you are spending and repayments Reviewed on: 10th May 2026
Nicholas C's avatar
Nicholas C

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103758)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Broken goods no support from pay pall

1
Absolutely horrible iv been left on my own as pay pall turn his back around no support I got my money back because I was simply right and pay pall just was his hand off and left me Reviewed on: 5th May 2026

No concern very helpful and proffesional

5
No concern very helpful and proffesional Reviewed on: 5th May 2026

Extremely convenient, secure & trusted platform

5
PayPal is extremely convenient & secure- providing a trusted Secure Enclave to maintain one’s cards. Their interest free options are also excellent allowing users to spread the cost of a purchase interest free. Reviewed on: 5th May 2026

the best

5
really good repayments are affordable lucky to have paypal credit my washing machine broke have no money to buy one so i could use my paypal credit card and pay monthy big help for me Reviewed on: 5th May 2026

Always a great service easy and simple to...

5
Pal pal is Always a great service easy and simple to set up and use. Such great help when I need it. It Makes purchasing expensive items more affordable. With the 3 payment automatically coming out each month. Would recommend to everyone. Reviewed on: 5th May 2026

Use paypal it works

5
Ive been using paypal for a few years but only recently got a paypal debit and credit card. I have found the service wonderful, at first I would check that everything was as it should be but as my use has grown I have found paypal to be perfection. Every time I use paypal it works perfectly, tells me when I have used my card and now I use paypal before even thinking about using my longstanding bank. Brilliant service 100% spot on in every way Reviewed on: 5th May 2026

All you need when you find something to purchase.

5
All you need when you find something to purchase. PayPal is there for you. Reviewed on: 5th May 2026

Helps spread cost to help a large family work and live

4
Pay pal is great for me to spread the cost with three kids clothes and birthdays and holidays to live comfortably and still live and work within my means and not over spend . Reviewed on: 5th May 2026

My experience as a PayPal credit user has been an ex...

5
My experience as a PayPal credit user has been an excellent one, in times of user-friendly of their app. Value for money of their products, excellent customer service for handling queries, etc.. PayPal credit is well structured to understand as a beginner or someone who has been using other credits. Reviewed on: 5th May 2026

I have always had a good experience with PayPal, whe...

5
I have always had a good experience with PayPal, whenever I had any problems they were sorted timely. An app that I can always count on Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49029 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
    View all products