Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103825 reviews)

View other PayPal products

4.90

Based on 103,825 reviews, last reviewed 10th May 2026

2444850% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is a good alternative to a credit card... Paypal credit is a good alternative to a credit card and it's even easier to set up making payments in advance Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103825)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very helpful when I missed a payment due to illness.

Very helpful when I missed a payment due to illness. Reviewed on: 5th May 2026

Very good service, simple checkout process

Very good service, always a simple process with a fast checkout service Reviewed on: 5th May 2026

PayPal credit has helped me

PayPal credit has helped me get things I wouldn't have been able to otherwise and I would struggle to get credit elsewhere Reviewed on: 5th May 2026

Helpful!

It is a great benefit to have a paying facility I can rely upon. Reviewed on: 5th May 2026

Really easy transaction and good payment structure.

Really easy transaction and good payment structure. Reviewed on: 5th May 2026

Good interest rate - good offers with no interest on...

Good interest rate - good offers with no interest on £100+ spend Reviewed on: 5th May 2026

very easy to apply, form was easy to understand and...

very easy to apply, form was easy to understand and clearly informed on everything from interest rates to where you could use it. there was no tricky questions, all information was there and very easily found. decission was also very quick. Reviewed on: 5th May 2026

It was easy to apply, easy to use and select credit...

It was easy to apply, easy to use and select credit or monthly payments Reviewed on: 5th May 2026

Easy to use

Used PayPal credit a few times without any problems PayPal stores my details safely and secure never had any issues whatsoever for the more expensive items I use pay in three Reviewed on: 5th May 2026

Lots of payment options.

Lots of payment options. Always reliable. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49071 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub