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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105461 reviews)

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4.90

Based on 105,461 reviews, last reviewed 13th May 2026

2520450% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

very fantastic experience been here very fantastic experience been here Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105461)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Controlled Borrowing

This is the only borrowing I have ever done that hasn’t spiralled out of control. Thank you PayPal, I needed the guidance and that is what you get Reviewed on: 5th May 2026

Always worked for me and safe to use

Always worked for me and safe to use Reviewed on: 5th May 2026

Very good and good rewards with PayPal plus

Very good and good rewards with PayPal plus Reviewed on: 5th May 2026

Simple and straightforward

Have never had an issue with gaining PayPal Credit, straightforward and easy to apply for and set up. Even better that there is an interest free period and then simple to set a direct debit so your are not being overcharged. Easy to read T&Cs so the customer is informed. Have never had to use customer service as there has never been an issue. Used a few times now for big purchases such as white goods, washing machine & mattresses. Would recommend as a simple and easy process, better than the high street lenders! Reviewed on: 5th May 2026

Very good with excellent customer service

Very good with excellent customer service Reviewed on: 5th May 2026

I have been using PayPal for 10 years already and I'...

I have been using PayPal for 10 years already and I've never been disappointed with it . Reviewed on: 5th May 2026

It’s easy to use and very transparent with costs and...

It’s easy to use and very transparent with costs and fees Reviewed on: 5th May 2026

Pay pal credit has helped a lot when I don’t have th...

Pay pal credit has helped a lot when I don’t have the money to buy something I can use my PayPal credit. Customer service has been great my issue I had was resolved very quickly Reviewed on: 5th May 2026

Paypal Credit allows me to breath

Paypal Credit has helped me when an unexpected cost comes by. It allows me some breathing room to take it on stress-free Reviewed on: 5th May 2026

Flexible payments and re payments, I like the pay in...

Flexible payments and re payments, I like the pay in 3 and also the payment protection if I shop online I prefer to use PayPal in case something is wrong with the products the resolutions are fast. Reviewed on: 5th May 2026

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