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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146566 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146566)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and smooth Transparent beginners friendly

Easy and smooth Transparent beginners friendly Reviewed on: 14th June 2026

Complete package.

PayPal is now the complete package for all aspects of financial transactions. with PayPal Credit and the Mastercard credit and debit cards, it is the complete solution. Reviewed on: 14th June 2026

Good customer service, direct debit confusing

Customer service always helpful and informative. Missed payments charge is a little high, and direct debit payment feature took over £200 out of my account in one go when my minimum payment for well below £50 which left me short in my account, I spoke to customer support, they didn’t advise I could change the direct debit amount, so I turned direct debit off and pay manually now. Overall though a good service. Reviewed on: 14th June 2026

Great service and simply peace of mind

Great service and simply peace of mind Reviewed on: 14th June 2026

Have fun , good for credibility , paying monthly cre...

Have fun , good for credibility , paying monthly credits Reviewed on: 14th June 2026

Dependable

It just works and in this day and age, that is the baseline. Reviewed on: 14th June 2026

Customer service is very helpful.

Customer service is very courteous and helpful. Explains situation well Reviewed on: 14th June 2026

click and forget as job done

transactions smooth and terms clearly stated Reviewed on: 14th June 2026

Easy and flexible

I've had a good experience with PayPal Credit. It's easy to use, payments are straightforward to manage, and it has been helpful when I needed a little extra flexibility with larger purchases. Overall, a reliable service. Reviewed on: 14th June 2026

Lots of love for PayPal

Especially love the offers with reduced interest! Reviewed on: 14th June 2026

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