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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103950 reviews)

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4.90

Based on 103,950 reviews, last reviewed 11th May 2026

2450500% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103950)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always great when contacting for an issue with quick...

Always great when contacting for an issue with quick response time Reviewed on: 5th May 2026

Straight-forward and simple

Never any issues, simple connectivity with the app makes payments simple. Reviewed on: 5th May 2026

They’ve handled my payments and missed payments extr...

They’ve handled my payments and missed payments extremely well Reviewed on: 5th May 2026

Love the choice for paying in 3 or a credit card sty...

Love the choice for paying in 3 or a credit card style option. Accepted straight away Reviewed on: 5th May 2026

Used this option for the first time whilst making a...

Used this option for the first time whilst making a large purchase. Helped me out massively Reviewed on: 5th May 2026

PayPal is so trusted and have amazing customer suppo...

PayPal is so trusted and have amazing customer support and PayPal credit is another feature I love Reviewed on: 5th May 2026

Perfect!

Always perfect when I need to use it Reviewed on: 5th May 2026

The service is second to none, the customer service...

The service is second to none, the customer service always ready to resolve any issues. Specially the new points system, Im enjoy so far the app very easy to use and navigate through. Reviewed on: 5th May 2026

I have found using PayPal credit extremely useful, e...

I have found using PayPal credit extremely useful, easy and especially when using my phone. Reviewed on: 5th May 2026

Ive had a great experience.

Ive had a great experience. Excellent customer service and the product is very clear Reviewed on: 5th May 2026

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