Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,505 reviews, last reviewed 13th May 2026
2522350% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 The pay in 3 installments is handy Reviewed on: 13th May 2026
Chrisanthi christou 's avatar
Chrisanthi christou

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105505)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s easy to use and very transparent with costs and...

5
It’s easy to use and very transparent with costs and fees Reviewed on: 5th May 2026

Pay pal credit has helped a lot when I don’t have th...

5
Pay pal credit has helped a lot when I don’t have the money to buy something I can use my PayPal credit. Customer service has been great my issue I had was resolved very quickly Reviewed on: 5th May 2026

Paypal Credit allows me to breath

5
Paypal Credit has helped me when an unexpected cost comes by. It allows me some breathing room to take it on stress-free Reviewed on: 5th May 2026

Flexible payments and re payments, I like the pay in...

4
Flexible payments and re payments, I like the pay in 3 and also the payment protection if I shop online I prefer to use PayPal in case something is wrong with the products the resolutions are fast. Reviewed on: 5th May 2026

Excellent interactions with PayPal

5
Excellent interactions with PayPal Reviewed on: 5th May 2026

I trust PayPal more than any other platform.

5
I trust PayPal more than any other platform. They are always professional when I contact them and feel my finances are safe and in good hands. Reviewed on: 5th May 2026

Customer service was excellent when I had an issue a...

5
Customer service was excellent when I had an issue and they resolved it swiftly. Great ways to pay for goods too. Most importantly they are trustworthy 100 percent! Their app is also simple to navigate and varies options to manage their finance. Reviewed on: 5th May 2026

I always use PayPal

5
I always use PayPal and find it so easy to use and makes me feel secure knowing there is a clear record of my purchases. My interaction with customer service has been limited due to not having any issues! Reviewed on: 5th May 2026

My preferred way to pay

5
Super easy to use at checkout and interest free period for larger purchases is beneficial. Reviewed on: 5th May 2026

Always quick and easy.

5
Always quick and easy. Clear and easy to use Reviewed on: 5th May 2026