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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104156 reviews)

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4.90

Based on 104,156 reviews, last reviewed 11th May 2026

2460050% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience and straight forward Very good experience and straight forward Reviewed on: 11th May 2026

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104156)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Whenever I’m buying something and the PayPal credit...

Whenever I’m buying something and the PayPal credit option is there, that’s my first choice. It’s a no brainier Reviewed on: 5th May 2026

Easy to use and safe

It is so easy to use and I find it’s the best and safest way to pay Reviewed on: 5th May 2026

Easy to use , good choice of payment options

Easy to use , good choice of payment options Reviewed on: 5th May 2026

Top-tier choice

PayPal Credit is a top-tier choice for online shoppers who want more financial breathing room. It’s built directly into your checkout, making it incredibly convenient for quick purchases. Reviewed on: 5th May 2026

Easy to use, trustworthy.

Easy to use, trustworthy. Its my go-to payment method as my details are all safely stored so saves me time when buying online. Reviewed on: 5th May 2026

Very useful

Its a reliable source thats comes in handy in an emergency Reviewed on: 5th May 2026

i find it paypal very easy to use

i find it paypal very easy to use and they have excellent customer service as well Reviewed on: 5th May 2026

Credit and debit cards

It is just so easy to apply for both credit and debit card and it is just as easy to pay off your balance Reviewed on: 5th May 2026

So easy to use.

So easy to use. The couple of issues Ive had with suppliers PayPal sorted immediately for me. Splitting payments into 3 equal interest free payments is great too or the 4 payments allowing you to choose how much to pay each month again interest free(as long as you pay in full by the 4th payment date). Reviewed on: 5th May 2026

Very easy to spread payments

Very easy process to checkout using PayPal and use the 4 month interest free credit to spread the payments. Can pay off at any time. Would recommend. Reviewed on: 5th May 2026

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