Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146903 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146903)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My Positive Experience With PayPal

In my experience, PayPal has been a fantastic service to use. I regularly use PayPal Pay in 3, which has made managing larger purchases much more convenient and affordable. I also use PayPal Credit, and I’ve found it to be a flexible and reliable way to spread costs when needed. On top of that, whenever I’ve had a question or needed assistance, PayPal’s customer service team has always been helpful, professional, and quick to resolve any issues. Overall, my experiences with PayPal have been consistently positive, and it has become one of my preferred payment methods. Reviewed on: 14th June 2026

Very happy customer

Very easy to set up and use. Conditions are clearand the no interest over 4 months is amazing Reviewed on: 14th June 2026

all round excellent service that is customer focussed

PayPal is such an easy and seamless service that connects with Apple wallet. I love the 3 month interest free purchase option and have used that more times than I can remember. I also love the added level of buyer protection and the robust investigations that PayPal does when yoi feel something is awry with a merchant - such an excellent all round service! Reviewed on: 14th June 2026

Exceptional credit card

I would like to commend the PayPal Credit Card team for delivering an exceptional customer experience. The card’s seamless integration with PayPal, straightforward rewards structure, and user-friendly account management tools have made it one of the most convenient financial products I use. I am particularly impressed by the ease of tracking transactions, the security features, and the efficiency of customer support whenever assistance is needed. These elements demonstrate a strong commitment to customer satisfaction and innovation. Thank you for continuously providing a reliable and convenient payment solution. Your efforts have created a product that stands out in a highly competitive market, and I look forward to seeing future enhancements and continued excellence. Reviewed on: 14th June 2026

We’re all satisfied with the way of the deal

We’re all satisfied with the way of the deal Reviewed on: 14th June 2026

Great communication of offers

It's great that PayPal communicates any offers and has lots if cashback offers that customers can use. I like that the app is easy to use and user friendly. Reviewed on: 14th June 2026

Efficient and easy to use.

Efficient and easy to use. Clear instructions and safe two factor logging in, Reviewed on: 14th June 2026

Quickness easy understanding on what product offers...

Quickness easy understanding on what product offers and where it applies , works everywhere i need it to be Reviewed on: 14th June 2026

I am satisfied with it.

I am satisfied with it. I recommend. Reviewed on: 14th June 2026

Easy and very straightforward .

Easy and very straightforward . Hope more companies work And accept PayPal as the method of payment Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78410 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub