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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104213 reviews)

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4.90

Based on 104,213 reviews, last reviewed 11th May 2026

2462750% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very good experience with paypal very good customer... Very good experience with paypal very good customer service Reviewed on: 11th May 2026

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104213)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent!

I have been with Paypal for many years now. It helps me get on with many financial activities. It is easy to use and it gives you more time to pay and reminds you when payments are due. Its like a friend that lends you a helping hand without expecting much in return. Reviewed on: 5th May 2026

It is so easy to use.

It is so easy to use. Payments are spread out into affordable amounts and are automatically taken from your account. It has helped to purchase a number of items that I coukd not have bought in full. I like how you get an email to remind you that your payment will be taken. Reviewed on: 5th May 2026

I feel I’m treated as a person, not a number

I feel I’m treated as a person, not a number which from such a large corporation is so so rare. Approvals are fast, finance is easy, payments are seamless and I trust PayPal. I’ve only had one instance of having to dispute a payment and the resolution speed was fantastic. I have and will continue to recommend Paypal Reviewed on: 5th May 2026

Service was great

Service received from PayPal has been excellent and I would recommend them. Reviewed on: 5th May 2026

Always been very helpful and a great service.

Always been very helpful and a great service. Very cost effective with great services Reviewed on: 5th May 2026

Good to have, helpful to purchase when you don’t hav...

Good to have, helpful to purchase when you don’t have the money Reviewed on: 5th May 2026

Excellent service I’m so happy to use it

Excellent service I’m so happy to use it Reviewed on: 5th May 2026

Absolutely Brilliant

Always very good and great variation of services Reviewed on: 5th May 2026

I've found the credit at 0% for first 4 months to be...

I've found the credit at 0% for first 4 months to be the best use of PayPal. More features like this would increase my engagement. Reviewed on: 5th May 2026

Easy to use, reliable and safe

Easy to use and great attention when needed. I feel safe when buying with PayPal Reviewed on: 5th May 2026

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