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PayPal: PayPal Credit reviews

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4.90
Based on 103,888 reviews, last reviewed 11th May 2026
2447750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026
LINH NGUYEN's avatar
LINH NGUYEN

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103888)

I trust PayPal with most of my online purchases, bec...

5
I trust PayPal with most of my online purchases, because my details are hidden from the seller, and I know where I stand. If I have a problem, PayPal can also step in on my behalf.If you want a secure payment system, that also has the ability to spread the cost of some of your purchases, PayPal is a no brainer. Reviewed on: 5th May 2026
Steve's avatar
Steve

Awesome credit facility specially 4 months 0 % inter...

5
Awesome credit facility specially 4 months 0 % interest rate Reviewed on: 5th May 2026
Jyotiraditya's avatar
Jyotiraditya

Good experience

5
Good experience with using PayPal credit Reviewed on: 5th May 2026
Amy's avatar
Amy

Long term customer

5
Been with PayPal for over 20 years now as a customer I like you can still speak with a real human being if gets problem with a transaction Reviewed on: 5th May 2026
Keith's avatar
Keith

My solution

5
Always there when I needed . Good partner. Reviewed on: 5th May 2026
Ion Motoc's avatar
Ion Motoc

Very easy to use and very safe payment method.

5
Very easy to use payment method. Accepted by everyone I deal with. In this day and age of so many scams, I do not want to keep giving out my credit or debit card details, using PayPal is a really safe option for me. Reviewed on: 5th May 2026
David M's avatar
David M

PayPal Credit is a great easy-to-use finance option...

5
PayPal Credit is a great easy-to-use finance option that makes shopping simple and stress-free. The app is quick, the terms are clear, and managing payments is effortless. It’s flexible, reliable, and fits perfectly into everyday spending; definitely a standout in retail finance! Reviewed on: 5th May 2026
Susanne L's avatar
Susanne L

Ive used Paypal credit for many years and find it bo...

5
Ive used Paypal credit for many years and find it both useful when required and easy to make repayments. Its easy to use and reliable. Its simple to pay off all the amount owed. Reviewed on: 5th May 2026
Sonya H's avatar
Sonya H

20 yrs of service with Paypal

5
I have used PayPal now for over 20 yrs. PayPal credit helped me get out of a sticky situation financially and I will always be grateful to them. Payments are easy transaction without logging out and back in again. The smoothness makes shopping easy and the PayPal name is well recognised in society. So thank you PayPal for your service and support over the yrs. Reviewed on: 5th May 2026
Angela S's avatar
Angela S

Useful backup, pay in 3 help spread the cost of.

4
Useful backup, pay in 3 help spread the cost of.coal for heating Reviewed on: 5th May 2026
Martin H's avatar
Martin H

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