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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147059 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147059)

Love the 4 Months Interest-Free Option!

I’ve had a great experience with PayPal Credit. The 4 months interest-free option is really useful for spreading the cost of larger purchases without paying extra, as long as it’s paid off on time. It’s easy to use, payments are straightforward to manage, and it gives me extra flexibility when budgeting. Reviewed on: 15th June 2026

PayPal is always there when you need it.

PayPal is always there when you need it. It has recently helped me with a unexpected purchase and it is always extremely easy to know where you stand on their app. Reviewed on: 15th June 2026

Easy to sign up.

Easy to sign up. But, no details received yet about payments due. Direct debit set up. Reviewed on: 15th June 2026

I have used PayPal for around 10 years and I think i...

I have used PayPal for around 10 years and I think it’s a very reliable way of paying or saving money and very easy to transfer money to banks, I’ve never had a problem Reviewed on: 15th June 2026

Excellent opportunity

Excellent. It has help alot in making payments for goods and services till pay day Reviewed on: 15th June 2026

The best of the best

Honestly, PayPal has become my number one used card. I pay for everything with it. The points system is the best around. I couldn’t recommend PayPal enough! Reviewed on: 15th June 2026

Easy to use, clear balance and payment due notices.

Easy to use, clear balance and payment due notices. Quick to check and lots of ways to pay. Safe and secure. Reviewed on: 15th June 2026

Great provider

Fast and easy to apply and can easily be added to phones wallet Reviewed on: 15th June 2026

I like getting the points, makes parting with money...

I like getting the points, makes parting with money a bit less painful! Reviewed on: 15th June 2026

Easy to use easy to pay bills , payments straight...

Easy to use easy to pay bills , payments straight away Reviewed on: 15th June 2026

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