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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105715 reviews)

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4.90

Based on 105,715 reviews, last reviewed 13th May 2026

2531750% increase in 5 star reviews

in the past 90 days

7500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good customer service, brilliant app. Good customer service, brilliant app. Easy to make payments and understand which purchases are still interest free and for how long. It’s great that y... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105715)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal, Safe, Secure & Helpful !

PayPal makes me feel safe buying online. Which ever way you pay, instantly, pay in 3, or credit, you feel secure. Plus if you have problems with an order in any way. PayPal is there to help sort it out Reviewed on: 5th May 2026

PayPal and peace of mind

PayPal give peace of mind when purchasing online, it feels secure and prevents the need to provide my banking details. This is the most importantly part, it is also just so easy to use whether using the connected account PayPal balance or a short term credit option Reviewed on: 5th May 2026

PayPal has given me reassurance that I’m in safe hands.

PayPal has given me reassurance that I’m in safe hands. I am confident if I experience any issues they would investigate thoroughly. I would 100% recommend to everyone to pay using PayPal for all purchases. Reviewed on: 5th May 2026

Really handy, no hassle.

Really handy, no hassle. Great interest free period. Reviewed on: 5th May 2026

Excellent customer service

Spoken with customer service numerous times and always happy to answer my PayPal credit questions. Reviewed on: 5th May 2026

I haven’t any any problems at all.

I haven’t any any problems at all.its very easy to use and understand. Reviewed on: 5th May 2026

3 easy instalments interest free

Easy to use especially 3 easy instalments Reviewed on: 5th May 2026

i have a PayPal credit account, and they lowered my...

i have a PayPal credit account, and they lowered my credit limit, so it makes it even more harder to pay. i don’t think a fee should be added. i got PayPal Credit as before i could afford to pay each month to lower the amount spent. Reviewed on: 5th May 2026

Easy to use and facilitates different ways of paying...

Easy to use and facilitates different ways of paying, giving you flexibility. Very secure, my go to option when I want to pay Reviewed on: 5th May 2026

Straightforward and Dependable... Exactly What I Needed

I've been using the PayPal credit option for a while now and I've been consistently impressed with how smooth the whole experience is. From the moment I applied, everything felt effortless... the process was straightforward with no unnecessary complications. What stands out most is how reliable it's been. I can count on it working seamlessly whenever I need it, shopping online. There's a real peace of mind that comes with knowing I have a payment method I can depend on. The speed is another major plus. Transactions go through quickly and I haven't experienced any frustrating delays or glitches. It feels like the service is designed with actual user experience in mind, not just as an afterthought. If you're looking for a credit option that delivers on the basics... easy to use, reliable, and quick... I'd recommend giving this one a try. It's done exactly what I needed it to do, without any fuss Reviewed on: 5th May 2026

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