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PayPal: PayPal Credit reviews

4.90
Based on 105,808 reviews, last reviewed 13th May 2026
2536100% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PAYPAL my partner in purchases PayPal is just convenient it is mt preferred choice when it comes to purchases I buy with confidence knowing I am protected. Whenever I have had issue... Read more Reviewed on: 13th May 2026
Mrs D's avatar
Mrs D

Latest lowest rating:

2

I was scammed online paid by paypal but paypal refus... I was scammed online paid by paypal but paypal refused to refund me on more than 3 ocassions. Banks are best they refund you when you are scammed Reviewed on: 13th May 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105808)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simply excellent

5
Simply excellent. Highly recommend Reviewed on: 5th May 2026

Very good

5
Very happy With PayPal crédit, Willy help me for my shopping Reviewed on: 5th May 2026

Convenient 5*

5
Very convenient way to deal with purchases online. Reviewed on: 5th May 2026

A good way of spreading the costs

4
A good way of spreading the costs Reviewed on: 5th May 2026

Title: Seamless and reliable credit option

5
I have been using PayPal Credit for a few months now and it has been a very smooth experience. The integration with the app makes it incredibly easy to manage payments and track spending. The 0% interest offer for 4 months on larger purchases is a fantastic feature that helps me manage my budget more effectively. I highly recommend it for its convenience and ease of use. Reviewed on: 5th May 2026

After using PayPal for many years

5
After using PayPal for 10+ years, I can say that in my experience of using this service help me with my money, I fully trust and recommend it. Reviewed on: 5th May 2026

Excellent service, very easy to manage with app or o...

5
Excellent service, very easy to manage with app or online, the 4 month interest-free credit period on purchases over £100 is brilliant. Reviewed on: 5th May 2026

They are very helpful when you purchase item and it...

5
They are very helpful when you purchase item and it is not delivered. Reviewed on: 5th May 2026

I just love everything about paypal

5
I just love everything about paypal Reviewed on: 5th May 2026

You won’t let me write an honest review

1
You won’t let me write an honest review Reviewed on: 5th May 2026