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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147280)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

All the calculations and payments are set up for me...

5
All the calculations and payments are set up for me therefore takes the responsibility for me to pay on time etc. Reviewed on: 15th June 2026

Great way of buying and paying later , no interest i...

5
Great way of buying and paying later , no interest if paid back within time , Reviewed on: 15th June 2026

I buy online , I feel safe buying especially with al...

5
I buy online , I feel safe buying especially with all these scams about … Reviewed on: 15th June 2026

It's very good

5
I like PayPal because it's very handy and if something goes wrong I know I'm protected Reviewed on: 15th June 2026

Easy to use and set up.

5
Easy to use and set up. Safe for online shopping and giving options how you can pay for things in credit or PayPal over 3 payments. Reviewed on: 15th June 2026

Always liked paypal, used it for years

5
Always liked paypal, used it for years Reviewed on: 15th June 2026

Highly recommended

5
Paypal is highly recommended, very easy and quick payments. Very satisfied. Reviewed on: 15th June 2026

Reliable and easy to use I love PayPal credit

5
Reliable and easy to use I love PayPal credit Reviewed on: 15th June 2026

PayPal is so helpful in helping me manage my finances

5
PayPal is so helpful in helping me manage my finances Reviewed on: 15th June 2026

Ease of use.

5
Ease of use. I like how seamlessly the technology works when shopping online. Instead of having to re-enter long card numbers everything is automated and easy! Reviewed on: 15th June 2026

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