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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106136 reviews)

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4.90

Based on 106,136 reviews, last reviewed 13th May 2026

2550950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to set up and fast approved credit, straig... Very easy to set up and fast approved credit, straight forward to see all transactions as well as seeing when and how to pay back , lots of different ... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106136)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Hard to contact customer service

Hard to contact customer service Reviewed on: 6th May 2026

* Very easy to use if you already shop with PayPal r...

* Very easy to use if you already shop with PayPal regularly * Quick approvals and integration into checkout flows * Promotional financing can be useful for spreading out larger purchases * Buyer protection is a major reason some people trust it for online shopping Reviewed on: 6th May 2026

Spread your cost

Safe to shop online and you are able to spread your finances. Reviewed on: 6th May 2026

Paypal has never let me down

I have used paypal as my primary service when making transactions for 15 ish years. I have never had an issue with payments, my wallet. Being able to add any cards i use onto the wallet is excellent. I have even been offered paypal credit more recently, whoch has allowed for more flexibility in my spending. Paypal have built a lot of trust with me over the years through continuous decent and errorless service. Reviewed on: 6th May 2026

It's generally been a good experience using PayPal o...

It's generally been a good experience using PayPal over the years Reviewed on: 6th May 2026

Brilliant!

Brilliant!!! Really helpful with paying over time, 4 months interest free helps the most on purchasing larger items over £99 and most of all the pay-in-3 is even better paying for online purchases over £20. This all really helps. Job well done PayPal Reviewed on: 6th May 2026

It is really handy to use and trustful.

It is really handy to use and trustful. Reviewed on: 6th May 2026

Easy to use.

Easy to use. Problems solved quickly. Options on how to pay eg. Pay in 3, Credit, pay now etc. Tracking etc Reviewed on: 6th May 2026

Ok good customer service, poor for fining you for la...

Ok good customer service, poor for fining you for late payments Reviewed on: 6th May 2026

Customer service very helpful and answer queries qui...

Customer service very helpful and answer queries quickly. Reviewed on: 6th May 2026

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