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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147415 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147415)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Flexability

PayPal gives me flexibility to pay for larger items Reviewed on: 15th June 2026

PayPal credit is an easy, convenient way to pay for...

PayPal credit is an easy, convenient way to pay for goods and very widely accepted. Reviewed on: 15th June 2026

Due to the ease and set up of PayPal credit..

Due to the ease and set up of PayPal credit I have been able to fully landscape and kit out my garden and spread the payments. Reviewed on: 15th June 2026

i have been with paypal for a number of years and fi...

i have been with paypal for a number of years and fined it very good if you have a problem paypal will help sort it out i would recomed paypal to anyone paying online to use this great service Reviewed on: 15th June 2026

Paypal offer a first class service.

Paypal offer a first class service. They make paying for items in so many places so easy, and their interest free for 4 months is a massive bonus. Reviewed on: 15th June 2026

Easy to use once it’s set up.

Easy to use once it’s set up. I use it whenever it’s accepted. Reviewed on: 15th June 2026

Easy to use, easy to manage.

Easy to use, easy to manage. Safe and makes spreading the cost of things more manageable in the cost of living by crisis. I like that you can use a physical card also, so when paying by paypal isn’t an option I can’t use this. Sometimes I wish it was over 6 months and not 4 though Reviewed on: 15th June 2026

Very good experience easy for me to use buy stuff th...

Very good experience easy for me to use buy stuff thanks for help Reviewed on: 15th June 2026

Very efficient,totally reliable, great organisation.

Very efficient,totally reliable, great organisation.if used properly. Reviewed on: 15th June 2026

Seamless payments, cant go wrong.

Seamless payments, cant go wrong. Works everytime, everyday Reviewed on: 15th June 2026

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