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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106548 reviews)

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4.90

Based on 106,548 reviews, last reviewed 13th May 2026

2570100% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using Paypal for payment is the most seamless experi... Using Paypal for payment is the most seamless experience.The opitons the credit card offers are amazing Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106548)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The GOAT

Always easy to use, feels very secure and it's clear and concise Reviewed on: 6th May 2026

Easy to use and transparent.

Easy to use and transparent. Regular updates and I like the free credit Reviewed on: 6th May 2026

I like the paypal service Easy to use and will use...

I like the paypal service Easy to use and will use it more moving forward. Reviewed on: 6th May 2026

Best for online

Easy to use and the best provider for dealung with any online disputes. Always fair and great peace of mind Reviewed on: 6th May 2026

PayPal is a reliable and versatile payment solution...

PayPal is a reliable and versatile payment solution that continues to dominate the digital payments space. Its convenience, security features, and widespread acceptance make it a strong choice for everyday transactions. While there is room for improvement in fees and customer service, it remains a solid option for individuals and businesses looking for a trusted online payment platform. Reviewed on: 6th May 2026

Easy to use and track.

Easy to use and track. Many providers let you use this option now too so it’s good to have it. Reviewed on: 6th May 2026

Really impressed with the simplicity of Paypal Credi...

Really impressed with the simplicity of Paypal Credit - and the 0% rates offered. Easy to use and manage within the app. Reviewed on: 6th May 2026

Easy to use and track credit payments

I find PayPal extremely easy to use I particularly enjoy using pay in 3. Just started using PayPal credit which is easy to use via the app Reviewed on: 6th May 2026

Best mate

Like a best mate always there when I need them. Helping me out until pay day to get the things I need but cant afford.PayPal credit saved me when my tumble dryer broke. The only trusted way to pay for me. Reviewed on: 6th May 2026

Stability

Great 0% 4 months has helped my family to stabilise our future Reviewed on: 6th May 2026

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