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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106586 reviews)

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4.90

Based on 106,586 reviews, last reviewed 13th May 2026

2571800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always easy to do a transaction. Always easy to do a transaction. 4 months interest free to pay back. Easy to use. Very convenient when you have no money for food I use it for iceland... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106586)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

No concerns.

No concerns. Very supportive, good experince with pay pal Reviewed on: 6th May 2026

Easy transactions great service.

Easy transactions great service. Always works system never down Reviewed on: 6th May 2026

Flexibility to buy items over 3/4 months

Flexibility to buy items over 3/4 months Reviewed on: 6th May 2026

Good customer service and easy to use

Good customer service when goods haven’t arrived and easy to use, lots of different options to pay too! Reviewed on: 6th May 2026

Paypal Provides Peace of Mind

Paypal is a safe and convenient way to manage my money especially when online shopping. Reviewed on: 6th May 2026

The most convenient way to pay for goods and services

Have made many purchases with my PayPal credit and have always had the confidence and control over my repayment. Reviewed on: 6th May 2026

Excellent all round

Using it is very quick, easy and convenient. All transactions are executed without any problems. It’s safe, simple and secure. Reviewed on: 6th May 2026

I use Paypal to pay for most things online......

I use Paypal to pay for most things online and I now have the Debit card in my iPhone wallet and I'm collecting points with every transaction.... Reviewed on: 6th May 2026

Prompt and fast service.

Prompt and fast service. Easy to use Reviewed on: 6th May 2026

I have been using PayPal for over 25 ears.

I have been using PayPal for over 25 years. Never had any issues and the way you can pay over a period of time free of charge, for high value items is great. Would I recommend them... Yes Reviewed on: 6th May 2026

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