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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106783 reviews)

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4.90

Based on 106,783 reviews, last reviewed 14th May 2026

2580900% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use it for my online shoppings and It is comfortab... I use it for my online shoppings and It is comfortable for me. Also the option pay in 3 is very helpful Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106783)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great rewards and easy to use for payments

Great rewards and easy to use for payments Reviewed on: 6th May 2026

Positive experience

I had a really positive experience using PayPal Credit when making a larger online purchase that I otherwise would have had to delay. The application process was quick and straightforward, and I received a decision almost instantly. What stood out most was the flexibility it gave me—I was able to spread the cost over time without immediate financial pressure. Reviewed on: 6th May 2026

Easy to use and good service sofar.

Easy to use and good service sofar. Reviewed on: 6th May 2026

Fantastic experience will be using again

Fantastic experience will be using again Reviewed on: 6th May 2026

My budget stretcher

I was able to access the equivalent of a micro credit easily and I manage it very simply from an app! This is a very helpful resource for my business and my family. It saved us more than once in difficult times. Reviewed on: 6th May 2026

Quick and easy services, easy to use and easy to...

Quick and easy services, easy to use and easy to pay Reviewed on: 6th May 2026

I love the pay in 3 option.

I love the pay in 3 option. It really helps when making large purchases. Reviewed on: 6th May 2026

Very convenient.

Very convenient, very easy to keep track of. More accessible than other credit. Reviewed on: 6th May 2026

PayPal credit is extremely useful when you need to b...

PayPal credit is extremely useful when you need to buy something urgently but haven’t got the money. It has been extremely useful over the last few month after finding out I am expecting twins, especially as I have need to buy quite a lot of products. Great company! Reviewed on: 6th May 2026

From start to finish it’s a smooth experience.

From start to finish it’s a smooth experience. It’s so easy to use, the app is simple and I love there’s always a two factor authentication to enter the app and to make a purchases, means I know my account is safe. Reviewed on: 6th May 2026

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