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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106867 reviews)

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4.90

Based on 106,867 reviews, last reviewed 14th May 2026

2584750% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service from PayPal Every time I have had a issue or query with PayPal or a problem. It has been dealt with promptly and professionally Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106867)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Long term use that has changed my life for the better

I've used PayPal a long time, it's made a huge change in the ease of spending online Reviewed on: 6th May 2026

The flexibility of how to pay sets PayPal apart.

I have never had an issue with payments via PayPal. The choice to either pay in 3, spread over 12 months or choose the credit option for larger purchases is the reason I love PayPal. I have only had one experience where I was scammed by a rogue trader and PayPal were brilliant in retrieving my money. Reviewed on: 6th May 2026

PayPal is a convenient and widely accepted platform...

PayPal is a convenient and widely accepted platform for sending and receiving money online. It’s easy to use and offers strong buyer protection, making it a popular choice for online shopping. However, fees—especially for international transfers—can be high, and account restrictions can occasionally be frustrating. Overall, it’s a reliable option for everyday payments. Reviewed on: 6th May 2026

Awesome experience, it has been great being a member...

Awesome experience, it has been great being a member of PayPal community Reviewed on: 6th May 2026

Quality Service Provider

Excellent service would recommend to anyone Reviewed on: 6th May 2026

Great offers, great app and excellent customer service

Great offers, great app and excellent customer service Reviewed on: 6th May 2026

Paypal Credit is perfect for those larger purchases!

Paypal Credit is perfect for those larger than usual purchases. With different ways to pay, often with zero percent interest I never have any qualms in using Paypal Credit. Paypal Credit is my number one "GoTo" when I need to make a bigger purchase that I want to spread over a period of time. I've never had any issues with communication or with getting answers when I have questions. The protection and security that Paypal Credit provides me is first class. Reviewed on: 6th May 2026

Never had any issues.

Never had any issues. customer service with PayPal is always quick and efficient! Excellent service Reviewed on: 6th May 2026

Easy to managing, good support from the team if any...

Easy to managing, good support from the team if any issues Reviewed on: 6th May 2026

Have not had any bad experiences with PayPal.

Have not had any bad experiences with PayPal. I would say it’s rather convenient. Reviewed on: 6th May 2026

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