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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105419 reviews)

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4.90

Based on 105,419 reviews, last reviewed 12th May 2026

2518550% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Iseful financing options and great service Ive had cause the contact them once and customer service was excellent. Other than that I really appreciate the 4 months interest free and pay in 3 op... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105419)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great effective service and ease of use

Great effective service and ease of use Reviewed on: 5th May 2026

Very easy and quick to use.

Very easy and quick to use. Love the fact that you have the security when purchasing items online Reviewed on: 5th May 2026

I think it’s a good way to use pay pal credit it has...

I think it’s a good way to use pay pal credit it has helped me out a lot I would really recommend it as it does go a long way to help you things are tough and it no pressure Reviewed on: 5th May 2026

I used PayPal credit to help pay for our flights for...

I used PayPal credit to help pay for our flights for a family holiday, it was easy to set up and easy to use, it was ideal as money can be tight and it gives you flexibility. Reviewed on: 5th May 2026

Simply the Best

Been with PayPal for years and years and they have been great simply the Best!!! Reviewed on: 5th May 2026

Simple as

Easy,simple and quick get your answer in seconds Reviewed on: 5th May 2026

There’s better out there if you look around

Not the best. That’s about it really designed for the young if you’re above 55 probs not for you. Reviewed on: 5th May 2026

Just brilliant helps me when needed

Just brilliant helps me when needed Reviewed on: 5th May 2026

I’ve used PayPal for a while and overall it’s reliab...

I’ve used PayPal for a while and overall it’s reliable and easy to use. Payments are quick and the buyer protection is a big plus. The main downside is the fees, especially for international transactions, and customer support can be slow at times. Reviewed on: 5th May 2026

Made a Big Purchase Affordable and Stress-Free

I had a great experience with PayPal when I bought my PC. They said I could pay monthly over 4 years with no interest at the time which I was genuinely very grateful for. It made a large purchase affordable and took a lot of the financial pressure off. I was really happy with the fact that I could spread the cost without any extra costs and that was a real plus compared to other options. I don’t know if they still do this now, but from my experience, Paypal was flexible and helpful when I needed it most. Reviewed on: 5th May 2026

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