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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148664 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148664)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent way of paying for goods

Excellent way of paying for goods Reviewed on: 15th June 2026

no stress

Very good, problem solved all time no stress Reviewed on: 15th June 2026

Good service and app

Good service and app, I use it alot for online purchases Reviewed on: 15th June 2026

Always found everyone friendly

Always found everyone friendly and happy to help. The card is easy to use. Reviewed on: 15th June 2026

Great service and payment options

Great service and payment options Reviewed on: 15th June 2026

I use PayPal most days for online shopping

I use PayPal most days for online shopping Reviewed on: 15th June 2026

Excellent service

Excellent service wood recommend Reviewed on: 15th June 2026

A very life-saving app that helps when you are finan...

A very life-saving app that helps when you are financially buoyant. Reviewed on: 15th June 2026

I was advised to send an item back that had postage...

I was advised to send an item back that had postage cost of £30.00 I ended up not getting a refund and also £30 out of pocket on top ofvthat Reviewed on: 15th June 2026

Always helpful in need,pay back in installments.

Always helpful in need,pay back in installments. Reviewed on: 15th June 2026

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