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PayPal: PayPal Credit reviews

4.90
Based on 106,988 reviews, last reviewed 14th May 2026
2590200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good finsnce Its easy and all in 1 place making money management less complicatef Reviewed on: 14th May 2026
Linda A's avatar
Linda A

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106988)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve found PayPal Credit easy to use and understand

5
I’ve found PayPal Credit easy to use and understand Reviewed on: 6th May 2026

Very nice experience with PayPal

5
Very nice experience with PayPal Reviewed on: 6th May 2026

Good to use when and it’s authentic worry free to pa...

5
Good to use when and it’s authentic worry free to pay anywhere Reviewed on: 6th May 2026

Cnvenient and safe way to pay...

5
Paypal is a convenient and safe way to pay and it's reassuring to know help is available when having issues with retailers. I recently filed a case against a retailer who I was having problems with trying to return an item and obtain a refund, and PayPal closed the case in my favour and issued a full refund. Reviewed on: 6th May 2026

Always pleasant.

5
Always pleasant. Easy to communicate if any issues Reviewed on: 6th May 2026

Everything simple and easy to deal with.

5
Everything simple and easy to deal with. Alway prefer to use my PayPal for the extra security that comes with using pay. Reviewed on: 6th May 2026

Recommend

5
Been very easy to use. Did contact customer service and they efficient and helpful. Would definitely recommend. Reviewed on: 6th May 2026

The PayPal app is very user friendly.

5
The PayPal app is very user friendly. Reviewed on: 6th May 2026

Great way to pay!

5
I've been wit PayPal since 2007 and have always loved the security and ease of use for online purchases.. Facility to spread payments over 3 months at no extra cost is very useful too. Reviewed on: 6th May 2026

I have used PayPal for many year's and have always h...

5
I have used PayPal for many year's and have always had excellent service and find no problems with them. Always recommend. Reviewed on: 6th May 2026