Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105479 reviews)

View other PayPal products

4.90

Based on 105,479 reviews, last reviewed 13th May 2026

2521300% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using PayPal has been a smooth and secure experience... Using PayPal has been a smooth and secure experience for me. Transactions are quick, and the platform is very easy to use. I especially like the buyer... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105479)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is simple to you and provides a quick turnaro...

PayPal is simple to you and provides a quick turnaround. Albeit credit or making payments. I use PayPal regularly for sending money, I will only use PayPal for buying products from Samsung Reviewed on: 5th May 2026

Easy to use platform and secure.

Easy to use platform and secure. So many options available at checkout Reviewed on: 5th May 2026

I’ve used PayPal and PayPal credit for years!

I’ve used PayPal and PayPal credit for years and wherever it’s an option I use it as a payment method as I know and trust them and their amazing customer serve everytime. Reviewed on: 5th May 2026

I love the ease of PayPal credit.

I love the ease of PayPal credit. Especially nowadays when I tend to purchase more online than I do in store , I love the protection of buying things through pay pal credit and it’s so easy to do. Reviewed on: 5th May 2026

ALWAYS THERE TO HELP

Always keep you updated and responds promptly to any queries. Reviewed on: 5th May 2026

Great pay monthly credit

Used for flights to pay monthly. Can change my monthly amount via direct debit to suit me. At once point I thought I had been overcharged by the website I bought the flights and phoned PayPal who helped discuss and ensure I was paying the correct amount Reviewed on: 5th May 2026

Always efficient and fast.

Always efficient and fast. I use it often for flights or clothes. Always reliable Reviewed on: 5th May 2026

I use PayPal almost daily for most of my internet tr...

I use PayPal almost daily for most of my internet transactions. Couldn’t be happier and feel secure in my purchases and money transfers. Reviewed on: 5th May 2026

PAY pal is a smart way to shop ,no hassle, no proble...

PAY pal is a smart way to shop ,no hassle, no problems ,, and if there is a problem sorted quickly Reviewed on: 5th May 2026

PayPal credit is very easy to use but it would be ev...

PayPal credit is very easy to use but it would be even better if we could see the balance on other apps. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49971 reviews
Payments
from PayPal 4.91 from 3712 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub