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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148740 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148740)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal card is good and convenient to use, would be...

PayPal card is good and convenient to use, would be better if the limit was more but happy the interest isn’t that bad Reviewed on: 15th June 2026

Long time customer

Been a customer for many years now and always happy Reviewed on: 15th June 2026

Always easy using PayPal and helps me spread the cost.

Always easy using PayPal and helps me spread the cost. Reviewed on: 15th June 2026

PayPal is so handy and easy to use

Love PayPal, options of PayPal credit and quick and easy use, and to pay for goods also Reviewed on: 15th June 2026

Easy to use, no fuss and does what is needed

Easy to use, no fuss and does what is needed Reviewed on: 15th June 2026

Easy App and payment choices

It is an easy to use app and the communication is quick Reviewed on: 15th June 2026

Payment has been very helpful as it make payment eas...

Payment has been very helpful as it make payment easy a d secure. I have enjoyed the use of the service since joining Reviewed on: 15th June 2026

Consistently reliable & trusted platform

Consistently reliable and trusted platform Reviewed on: 15th June 2026

PayPal offers a range of options financially which a...

PayPal offers a range of options financially which assess your needs perfectly. Give you a piece of mind with your money and earnings. Customer support is great and app is very very easy to use. They a clear and detailed in there contracts. Reviewed on: 15th June 2026

Can't fault a thing!

Can't fault a thing! It's so easy to use, brilliant experience. Reviewed on: 15th June 2026

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