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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107163 reviews)

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4.90

Based on 107,163 reviews, last reviewed 14th May 2026

2598300% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I was accepted for a credit card, which I was happy... I was accepted for a credit card, which I was happy about so I could buy birthday presents without paying all at once Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107163)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use paypal, lots of options makes life easy.

I regularly use paypal, lots of options, single purchase, pay in 3, paypal credit, also new card option, easy to use once you comit to buy something, no fuzz, helpfull staff for advice, always consistant, reliable, many years using this payment provider when purchasing items, cant really fault, excellent! Reviewed on: 6th May 2026

Great flexibility and easy to navigate

Great flexibility and easy to navigate Reviewed on: 6th May 2026

Easy, reliable and clear service.

Every transactions has been carried out without a hitch and all charges are fully transparent. Reviewed on: 6th May 2026

Great service would recommend

Great service would recommend, very efficient and reliable. Have had it for years now and no issues Reviewed on: 6th May 2026

Simple, easy and accessible.

Simple, easy and accessible. Whilst providing security and ability to manage finances in a realistic way Reviewed on: 6th May 2026

Very easy to utilise and completely hastle free.

Very easy to utilise and completely hastle free. Reviewed on: 6th May 2026

It was good good customer service

It was good customer service . Good response. Reviewed on: 6th May 2026

Easy process

Easy process. Works seamlessly. Quick and easy Reviewed on: 6th May 2026

I always use PayPal for purchases on credit

I have been using PayPal for many years, whenever I need to purchase a higher priced item if paypal is offered as a means to pay then I always use it. Obtaining short term and long term credit is made simple and fast, with multiple payments t options more often than not interest free. I use PayPal for all my credit purchases Reviewed on: 6th May 2026

Customer services are always polite but they do seem...

Customer services are always polite but they do seem to always have the sellers best interest first. It would be nice as a customer to have more faith in the buyer protection policy. Reviewed on: 6th May 2026

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