Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107261 reviews)

View other PayPal products

4.90

Based on 107,261 reviews, last reviewed 14th May 2026

2602700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PAYPAL FOR THE WIN Always fast and if issues come up swift customer support Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107261)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve had a good experience with PayPal I find PayPal...

I’ve had a good experience with PayPal I find PayPal pay in 3 really good as it’s 0% interest and for bigger payments splitting in 3 can take the pressure of spending it in one go . I’ve recently been approved for PayPal credit which is great if I want to spread the cost for a longer period of time Reviewed on: 6th May 2026

Never had a problem.

Never had a problem. Find app easy to use. Reviewed on: 6th May 2026

Great facility but be careful with late payments

Great facility but be careful with late payments Reviewed on: 6th May 2026

No issues with PayPal.

No issues with PayPal. Good service all the time. Reviewed on: 6th May 2026

Spreading the cost on big purchases

PayPal credit allows me to spend and speed the cost of payments over a period of time. It really helps me out when I have a bigger item that I need to buy but don’t have the upfront cost straight away. I’d recommend it to anyone Reviewed on: 6th May 2026

Good and bad

Good for doing food shopping if running low on funds, but bad if you don't have the funds the following month to pay off paypal Reviewed on: 6th May 2026

Simple and efficient

Every time I have needed to use PayPal credit it has been simple and easy to use. It is simple to increase and decrease credit limits and the response to queries is fairly quick. Most online stores accept PayPal which makes paying online safer too. Reviewed on: 6th May 2026

I trust PayPal

I use PayPal for credit payments alot, they send reminders when my payments are due and their customer service is faultless! They also offer different credit options so I can budget easily. When buying online, if I don't see PayPal as a payment option, then I would rather not make a purchase, because I know I am safe when using PayPal, thank you! Reviewed on: 6th May 2026

Easy approval and user interface is good

Easy approval and user interface is good Reviewed on: 6th May 2026

Easy to access and manage

Easy to access interest free finance and very easy to manage. Never pay interest again. Great credit limits too Reviewed on: 6th May 2026

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub