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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149767 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149768)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always easy and convenient.

Always easy and convenient. App is useful and services are efficient. Reviewed on: 17th June 2026

Easy and simple to use.

Easy and simple to use. It is great to be able to have a safe and secure way to pay online as most sites except PayPal. It is user friendly and simple to gain advice when needed. Reviewed on: 17th June 2026

There when needed but no pressure

There when needed but no pressure Reviewed on: 17th June 2026

Kept up to date with delivery, fast and secure trans...

Kept up to date with delivery, fast and secure transactions. Reviewed on: 17th June 2026

Easy to Manage.

Easy to Manage. Easy to set up direct debit. Pay off at the end of each month. Reviewed on: 17th June 2026

Always helps to solve any problems.

Always helps to solve any problems. Reviewed on: 17th June 2026

PayPal credit is great

PayPal credit is great I can buy large items and pay it off with. I interest Reviewed on: 17th June 2026

Long term Paypal user.

With Paypal many years, trusted with my finances. Always retrieved scammed money back. I have Paypal credit which is great for monthly installments especially around Christmas. I use Pay in 3 to spread the cost on bigger purchases. Great for sending money to friends and family. English speaking call centres. Reviewed on: 17th June 2026

more than happy

Customer service always has a fast response & keep you upto date on account. Security, if I can’t use PayPal to purchase online I won’t but it. Pay in 3 is very handy Reviewed on: 17th June 2026

Great service

Paypal Credit has gotten me through at times I've been struggling financially. Sometimes I've needed things and just didn't have the funds to cover it. PayPal has been a much needed back up lately. It's easy to use and pay back. Reviewed on: 17th June 2026

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